year Gant age
2004 53
2005 54
2006 55
2007 56
2008 57
2009 58
2010 59
2011 60
annual earnings $42,723 $43,774 $44,851 $45,954 $47,085 $48,243 0.0246 = average annual inflation rate discounted value of earnings $42,723 $41,969 $41,229 $40,502 $39,787 $39,085 0.043 = average annual return on 6-month certificates of deposit (includes sum of PV none of of future 2004 earnings earnings) $457,528 life insurance premia for each age sum of premia present values
$49,430
$50,646
$38,396
$37,718
$690
$764
$878
$1,006
$1,122
$1,258
$1,423
$17,853
pension contribution by employer discounted value of pension contribution 0.043 sum of pension present values
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$4,000
$0
$3,835
$3,677
$3,525
$3,380
$3,241
$3,107
$2,979
$36,895
Case 2:03-cv-02077-EHC
Document 72-2
Filed 11/14/2005
Page 1 of 2
2012 61
2013 62
2014 63
2015 64
2016 65
$51,892
$53,168
$54,476
$55,816
$57,189
$37,053
$36,399
$35,757
$35,126
$34,507
$1,626
$1,833
$2,094
$2,412
$2,747
$4,000
$4,000
$4,000
$4,000
$4,000
$2,856
$2,738
$2,626
$2,517
$2,414
Case 2:03-cv-02077-EHC
Document 72-2
Filed 11/14/2005
Page 2 of 2