Free Objection - District Court of California - California

Case 3:07-cv-04765-CRB

Document 21

Filed 11/09/2007

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Matthew S. Hale, Esq. HALE & ASSOCIATES Calif. State Bar No. 136690 45 Rivermont Drive Newport News, VA 23601 Mailing Address: P.O. Box 1951 Newport News, VA 23601 Telephone No. (757) 596-1143 E-Mail: [email protected] Attorney for Plaintiffs, DAVID J. LEE and DANIEL R. LLOYD UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF CALIFORNIA ) Case No.: C-07-4765 CRB ) ) ) OPPOSITION OF PLAINTIFFS ) TO DEFENDANT AMERICAN ) EXPRESS BANK F.S.B.'S Plaintiffs, ) MOTION TO DISMISS ) vs. ) PLAINTIFFS' COMPLAINT ) ) DATE: November 30, 2007 ) AMERICAN EXPRESS TRAVEL TIME: 10.00 a.m. RELATED SERVICES, INC., a New York ) PLACE: Courtroom 8 ) 19th Floor corporation, AMERICAN EXPRESS ) 450 Golden Gate Ave. CENTURION BANK, a Utah corporation, ) San Francisco, Calf. 94102 AMERICAN EXPRESS BANK, FSB, a ) Utah corporation, and DOES 1, through ) ) 100, inclusive, ) ) ) ) Defendants. ) DAVID J. LEE, and DANIEL R. LLOYD, as individuals and, on behalf of others similarly situated,

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David Lee, et al. vs. American Express Travel Related Services, Inc., et al. Opposition Of Plaintiffs to Defendant American Express Bank F.S.B.'S Motion to Dismiss Plaintiffs' Complaint

Case 3:07-cv-04765-CRB

Document 21

Filed 11/09/2007

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Plaintiffs, by their undersigned attorney, hereby oppose the Motion of Defendant American Express Bank, FSB to Dismiss Plaintiffs' Complaint on the bases that: (a) Plaintiffs' complaint is not preempted by the Home Owners Loan Act, 12 U.S.C. $ 1462, And/or 12 C.F.R. $ 560.2(b)(9); and, (2) the Unfair Competition Law (California Bus. & Prof. Code $$ 17200 et ses,), the California Consumer Legal Remedies Act (California Civil Code $$ 1750 g t

s, the common law in the context of Plaintiffs' Complaint have, at most, only an incidental or
effect on Defendant's lending operation. The Court is respectfully referred to the accompanying memorandum of points and authorities in support of this Opposition. Dated: November 9,2007 Respectfully submitted,

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Matthew S. Hale Attorney for Plaintiffs David J. Lee and Daniel R. Lloyd

David Lee, et al. vs. American Ex~ress Travel Related Services. Inc., et al. Opposition Of Plaintiffs to Defendant American Express Bank F.S.B.'S Motion to Dismiss Plaintiffs' Complaint