Free Reply to Response to Motion - District Court of Colorado - Colorado

Case 1:03-cv-02485-MSK-PAC

Document 367-5

Filed 03/07/2006

Page 1 of 6

EXHIBIT T

Case 1:03-cv-02485-MSK-PAC
08/21/20 2 14: 41 PAX 1440843g783

. HBARTL. BOll F!NANCB .. COLORAO:

Document 367-5

Filed 03/07/2006

fa OlC/02 ~ Page 2¡of 6

, t'

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EMPLOYMENl' ¡\GREEMENT .FOR LOAN OFFICER

;11, agreemenl is cnte¥ ltllo tl~yor .A c- reA , ~. by and: betwtC
HcrdanJlom. ~lnwol¡. ob rulnol, oo..r.tion, d.b...H.a"bnd.Hom. p~"" (Ui."Conlpo),")

and C!Q rn i 11( ts / r7 (the Employoo ). .
1312.01'to 1322.12 of

. WHREAS, the eorl u . duly Uoe 1J0~¡e broker undcc 1h provislons 8p01t

tho RmsC Cod o(Ohlo ("ReO")¡ i

. WHRBAS.in ord t.lchlev ii, corpra,iid buiness objeCUves. ,the Compay ~lr to hi~
.i exp~eioe and knowledublo emp)oyc:, who wiUbe JYy rensiblo for ge.oratl~ commercial

and ro(1nUal inortpio loi for tho Coiny, ,
or

. WHREAS, tho Bmplbye. is exprience in and Icow\edguble concern one orimore ~
tho bUlnCi ofthe Cooipa

, ' WHREAS. th i~on1ls exclu.lvc and the Eiploy~ undcrsds Oul hl einp\oymont with,
tho çOrapay is elCchi.lvc and ~t be may not refer mocngo appcations 10 or enler WO any agreeent :

with on)' other mortpsc broker dug the term orthi aireernen1;
Employee's futur employment with lhe.Coni¡:ny and; In addition theretò. 10 ag: a. (0 ce~ bençßI$ of

J

s.ld anioymeni.' .
i, eMPL0

W'REAS. tho ComiiY and the Entployee mutually desrc to agre. upon Ole term oftle .

pac..bereto agree 1I (ollows; .
yM1JNl'

NOW THREORE, In ooruderlion or,the munal pro~ and cocnilS beroln'tonlaed tht

The Company hereby employs tho Bmployee 8ud the Employee hereby accepts employment upn lh¿ term and condldons hQ'incr $e (ort .

i. r.

Subjoc to the prdoQJ for tcnOD as herlnei prvido the Compiy herey
11gr to emloy thc!Emloy ai ih Employco herçby agree lo be entployed by lhe Coinp:Y
(or a leJ1 ø(tWe1vo (i2) monthi commcnçin, on the day and year firs above wrttc,,

Upon the e*ilntion of such orliJ te. Ute Broyee's employment by tho Coniy, employment cio.tr is ;
slUlI ihcteaercon~e frm mont to monlh Unles or un3 new entered Into at th Ute, either pa mDY tetnlG th, Age.mo"I, upon not

10" ul Qno '( 1)

month" pnor wrnen noil~, subject, hQwel/er, to !.e prsions hcrcLner. l

(1)

liuiU

En\ployment Agrkreni (Lan Offcer)

.~
~.

DEF 00300

08/21/20 Case 1:03-cv-02485-MSK-PAC 2 14: 41 FAX 1440&4397&3

HBA1l. ROUB ltNANCB .. COLORADO. Page 3 of 6 rli 010/02$ Document 367-5 Filed 03/07/2006

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3. C9rrir's Di(tÚ$
The Compay 'shaU matain its rtNS as a duy Ilceiu morgago broker in goo

stadi'under the ReO, Thç'cdnipay shaH operaic and malnal its exp, M10ffce Ctmwhich to conduc Its mortgaio brkerago ~~. Tboftce shal be sulAbly fushed an eapp, The
Compay shliUprvldo $\pprt to tho Employ. lncludliig leads of potential cuornct deved trom di ai:iillngsi telemaciing. advertSig in yellow pages, adeni$Cmait In newsppers. and other P,motioDaJ

and nwbtI ac:viues Th ~ ai ni or such $\pprt shaH be in th solo disciolÏon (If tho Compa. The compay sha eli ib bet efort to prvido Icnckri to fu lhe loa appijcaioN

gononited by the employee. ;
.4. 8m~løVU'$ Dut

The EmplOYei a~ to acvely eng.io In lhç orlgnon an $lo of mort~&C low 10 1M ,onom pullo and to as in tho pcocln of ach loa applicallon he oriiïtes. ~ I!ployeo ,
n~ to relet morti:o .ppUcitloIU oxcluslvely to the Compay and not into enter to an)' suçh .p"ment,

wlth aný othor mortta80 brolcr!dig the ter of ths agrnc'. The Employeo furta i~ 10 rnta euont rcordi of:zU apPcatlol1ln compll.co wiOl Rel Eslc ScteacnlPr~ At
Comp (alt form to be çOmpletod and in IUci, ord, apro or del 1\r~ $en\, etc.), 10 foUow all policies an pr~ se fQrt:by the COOlpa, and not 10 mt any renlatlons or cjnuent$;
on beht of the Compay. and at all U1es. to uphold the ,oo nimc and reptation or the Conipoy.
S. Ct1mn'1f1atn

("ItPAU) and R.C.O., to miilSln loan fie. in compliaee wJlh polleiu and proçechu'Cl ie forth by the

J

$.1 Pot all sorvot ttdored by tho Employee under thl$ Agreement the Cotnp:Y s~U PiY

The Eniploy~ u commssion upn diment of fÇldcD1a. and ~mmcJcÍ21 ruuci obt"'td Cor
çlients generated by the Employe liie on the rollowini commsslon schedule;
(1) (%) of lhe nee foe 00 LheOnanc:ing (or oi.1 cllenl$

origltei solely wough lhe elort or lhe Compay; tud
(b) ~( %) of the net foe on the financing for aU clients

onglted solely thtou'" lhe eirOlU of the Emloyee.

For' puse or th pagJpI\ "nel (eç" s~ be Wui as gJos foe les lhe coSt of Cull mOr1gage crii
repons, appliiS3ls, pr~ssing fCC nnd QOlCt inboollancous dirci expns of ihe tlnaoing. . :

, 5.2 Tho COrn~OD on each loa shU bo piyible on tho 6r piyday followinl tho
, disbemcnl of

or les di pror to $8d payday sIWI be p:ble on tho send payday fonlwing !
6. 'I'umlnatn

dlburrnonl . i
tho Compey. in wluch evont. Ws Agreement shall ~e Irnedaioly:

the fu.on sod loan JXvtdo however, tha any fuds rtivcd tJi

Ths Aaemcnt ~1I1ento upl\ any of (he (ollowing evenlS:
(i) Tho paes muty 8grOO in wrtig;

(b) 8ilhct pa!pves tho OthCT p3 th (30) days notice ot icnnp.tlon in w,ntii;
(c) either paibeomes disaed 10 engago inbuslnes In th Stule of OIuQ~

(d) The Employee \$ :uilty of any ncl or omlsslon In YiolacJon of R. C. O. as det~nnncd by
(e) The employee's deth;

(2)

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hul. (~, )( _ ./ '

Employment A&f~oicnl (Lo~l\ Offcir)

DEF 00301

VVI ....' "VI""
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U 1:03-cv-02485-MSK-PAC Casei"~ I'M Un04~9H:i

BBAR HOKE FINANCB 03/07/2006 Document 367-5 Filed .. COLORAO

Page 4 of 6018/026 Cä

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'agree tht ~d ibU not tae any wrhton rerd and çOMpur di;ik$ wWeh aro the
propert of tl Conipcy and sN not use any ,uch. wrfuea RCtds or

oom¡ter dl (0 $Olleil any loan applicaions. The Employee acknowlQde.s WI lhe
covonats SCI:tott In ths Arcle 7 wil "oiin any way piilude the Employeo upon

lormtion ofthi Agreeen, trom ensøg1$ in'. lAwf pro(o.slOßi tm or tNçs of
any ki Oat tho foregoln, itern &t mite 10 UU apeimoQI and !ht tho t~.uii 10

abide by suh te ihU consnito suclctlt C8US for tron pumit 10 Arole 6

h.t,

: Th &:ployee åclov.ledies lh thO' covoDa $Ct fort In th Anolc 7 wi not úi -iy way

prelud the Enployca upn tctJon of th A¡cccni frnt en~in a lawf ptrcslOlh

, tne, ot bwlDos of al Idad or tim bcmli ;ay employed The: aiøoyoo rc¡ies 0u the tORiolni Ji. IJ mateÑl 10 th ~mc lA tht 1ho raU 10 abldo by nich.t~
sh oonSio suclnf talU for IttUoa.pu to Arcle 6 he! :
: a. Rfifnmtat"'Md Wltrr~t pIth, &nn./#Y"-

, Th &ioyc: botiacowltdgCS tht ho h2 bc lionncd i. th Compy micty (otblcL

, tho JC(çltaoo of an ÇUoii wh~ loa appcaON we pedl at th tl of lho

tmtJon of tho Biployeo frm any prevous empOyet to th Cmpa. Th Employci
tents lhl he Ih not $OUeit any CUomctJ whose lòan apUcadons were pedüS at the tl of tho tmnon of IN Qreoui employment, eIther as un employeo or Inndet contrc1or,! for the puso of swilblWg th~ Jom'!rm tM pnoul employor to the compay. Tho
, Eniployeo fuer' teDts lbt he has not tien any ar

the p-openy of ann prou employer and i.l not U$ any sueh wron rerds or conipoicr¡ disks to colloit any lom ,ppUcats. .
,9. IndemnfiCltlOQ

'Written fCOrd an compute dJ.)c wbJeh

..'

: The Employee hOl l.cs and iave lwes the Compar. Its ø. gi and succou,
ii~ any aid aU los. con, dagc, expse (includig. wUhout Untln th t'orcioini.

, rcnablo atoro's toe, cour cost tad oth~ ~) and libUily 1Vha~er incu by it:
. l. aiy ØW ari frm an usfÙon iiga lho Compay of an former employer oftbo :

Employe.

, to; M1seii~\l .
, to.l Eoti A.rlcoJ Th Ag:meil is lnicDdcd by the p6cs homo ii Q fina e.oson

ot tholr 'ueih and Wl~d1i with rc 10 tho subj~ nittct herf and as a
complcle and;cxc1usvc SWcment or the Icnn thoref an Np~ ~y ii al pror

an C:lUcmpøwy agteceits and u.di&s. '
10.2 Nnondmti; No supplemnt modcation or e.ent of MY tcn prJion or : condúOQ of th A¡mc sh be blni or enorcte wicø exec to wrlni by

th pu~ hC(elo. . ~
"

be dtl~ ltwalld, voId or ~oroce. aU rei pa., tofl an prvions htæ! .iw roi in
fu torcè aod cffoc lld shll in no waf be Jnvildilcdlip:iro or atcccd thm:.

, 10,3 &viUn: Shd an pa te or proii of th A¡inent

be or reir MY pu be doemcl to be a waiver or Ihe riihi of any pa heroto lo elÚoroc S1rlci compliitc with lhepcovsiol\s herçOr in any mbeqcnllnce,
lQ.~ Litirmioo an Alomçy'l rçe In tho çVciil olan)' litipiion between tlie
paies ~crto to enforc any prosion Of right horeunder. U\e unsC(l\ p.to .sch lilig,tioo shll .

. JO.4 ¡Wiilvc( No Mlver or an)' provision o( th. Aircomom in any intace sW

(4) .

Employieoi Agrcmeni (Ln Ofcer)

.J

wi.(-)c
DEF 00302

Case 1:03-cv-02485-MSK-PAC

Document 367-5

Filed 03/07/2006

. , I"" i

06/2'1/21°2 14: 43 FAL. 14408439783

HETLAN BOMB ~INANCB 4 COLORADO ~

Page 5 of 6 : Iß 010/026

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".kpay to tho pr~aUini p; herin aU cists and expns actly Incu therein includig. bui n01líted
to, aCNI atomey's feN and court et.l~' A$ used In uus Agment, \~bI8ltemey'. fees" =Ðr "allQAlcy

re~ actiiý1ietcd" mea the ,fu Anå ietul ~st of an legal wll~ ¡,mil, pcrfÐrm~ coMocon
with tM f0tter (Ot which such lea ~ lOUgJ c:cued on lh b.uis o( Uie usl fee ch.it¡ by the
anomi;i peomussuch scc:, and shll not be llmitu (0

"rcnablo :itomey's fee" 14lhllUD

lnient. .
the Employ~ to tho Comp:y. .

may be'detled insiOltory or decsiona authority.

10,6 cOteTt Th A¡ni ma be exected in mültiple ~u:tcr,

each of Which ,ba bt dome au oriib bût .U of whle" slW to¡etor Ihl constu14 oneian the øact

. l9."I Ofset Prvllci:e. Ary monda obllption owini tiom the Cpiny 10 .

ary e~ployee heteunde may bo ofú by tho Coropiy aplns any moneobliiadó" th~ owing trora

, 10,1 ¡nhinctReHd The paes idowlccc ZUd agree tht a
vio1atJ~n of an of the &ems o~ tb A.ent win Çt the pées lnepablo lAur (or which tho ,

adec remed it Jaw it not 'vaJc. Tbcro~i the paes tgcO tht each pa sh2 bø ~ntltlcd to an.

lnjuncton.~g orde or¡o~ oq~le reUef from any cour or coinentJutçloiL retrLog : MY po rt from conutti any viohitions or tho proviions or Uus Agrcemcml. :
10.9 ~0t1 J-cais Agru\ett ar ~ne for eoDveiu~ce or
refClrcno an ar nolii pu of an arc nol inlcn'io govern limit or aid in the eonsction ¡Or any lenn Q r

~

provi3ibD her(

10.l0 Q)t\CCloli. Wh4l neery, the tnsculinc U\ incl~de ihe
fClminie or neuter wi Ute singula shan lncludo the pluI and vtCc ver$. '

10.11 6,1~on\. .
(a) Th AtccmenilJ peDOna to the Bmployeo nnd tho, Bmpoyee

.ba riol seu. lIslp or otJicrwb~ tror it)' ot hls righls and
lnitt hertUJder without the pnoc wrinen consent ò( tho

çOiny, Any attempied assigoii horc( withou1 pror Millen
, consont sha be void and or no foeGO or offcc.

(b) Tho çOl'pa shaU havo the righi 10 asslg, th '~nieni andoU

ofbs rights an obUptoNMtcdc to a.y pononl Ot or

corpraüon to whom ii $elll or trcrs a tijor poi1ono(l13

am. :
(5)

10,¡li Llo\lfqaln Q,m8i~ th breeh of eilh p31des of qi lenn of prvacy sot fort in Selon 7 ~(jß. Aument, it al to the oth~ ¡x th iu ot~onty Five
Th~id Do (iis,oo.OO)"-fr 1D\u by ren

or Nch brch It båi impolbl. to ~aJ'or

~to tho tnc or ~ co, dlio or injur which the puu ~ niln by ~n 9r ,ho brech.
and ruch su Ii a¡: on as c:mpenitlon Cot tho Ù\wy JUcre OJd not ri l perWty.

10: 1) Nolloo All Mllcc or olher commwùcaolU ptvidc tor by thi Ag¡Ulcot s~ii be made in wrtii and shall be demed prorly delivere when (I) delivei' persnally
or (11 by the l1llLig or suchnotloc 10 the paics entitled therelo, re¡i$tered or certfied nulposbge

prepid 10 lhep:les ß( tl\e rollowlni addrCS (or 10 such iiddf$' dC$lgnicd In wrltlg by;one pa 10
(he other):

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lnii ¿',7¿ ... '" .

6mploymcnl Ageemenl (ln om~r)

DEF 00303

o a / 2 i / 2 O~O 2 14: 4 ~ PAIl H 084 ~ 97 8 3

Case 1:03-cv-02485-MSK-PAC

Document 367-5

Filed 03/07/2006

Page 6 of 6
! ft 020/02~

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HEARTLAN HOHE FINANCE' -l COLORAO!

~

COMPAN dJfl 14t cn

EMLOYBB:a/l~jl J:~
Or 10 such other addr 3$ the pucs hCTlO niy~, Inwrtin fro c to li, NOti;Cl prperly
ma I ed sb.U bo deni teivcxf th (3) bUSlnC:3 days a1cr th ci te maled

10.i~ Actoll ~1h l!nioy~ ind Indef1olfc;tionThe ComJ?Y is

Howevcr, the Empioyee lirC6 tl 10 wiD InkniriU'y ltd bold hues lh Coin (ot th~ Cono fot l1y ad ot !Aurc to act Ot taur to ict by th Employeo. Thb lnclud tott.ery, a.d lOr.
othr ~ptve proe done by

ockwlih th ,cpe ofhl us to th c,mpey lD tho pco~~ of Jts re actvities.

ptfyruns lbi 0 lot any UiUity th may ar öi to Ui a c: or onions of tliC~kYCi

the E~o)'oc. i

i o. i ~ (J mJ ù~ Th Ait sh be J ov by apij ~iu 1t
2CCTda with the liws of

lhtStat. ofI1llls. !

'IN wms lrF, the Comriy an the fnoy~ have exCCto th Agrtncnt on thc ;

da and yea fi abvt wpuca: : :
COMPAN:
(SIGNATUR)
Home AddreS!:

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ÂJíÔr:C1 (0. c:O/S,.
SSN, /S~c.-¡lLl-Q63s

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(6)

Inll._

exDEF 00304