,
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 1 of 41
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TEZREBOX-F, Fi and H e r c u Y .o. -.t ~.- -g aCompany ( m C ) , ID 8 3 9 3 2 5 0 ~ 0 3 6 ~ . -. r . .. a - . -. a& Z d l l C G i :.
1 . Marcu,ry
M o r c g a ~ aC q a r y agre-s cc izdcmify k T for losses w h J c ! have bee3 or may be XD ircc==cd r ~ L a c = d F - Case Nu&a,-s: ca ?X Mor;uacor Arraola Ba.:ueloa Bailon osn-17ass7ad a 5 2 - ~ ~ s a 4 s g - / Bacarra Bozdalla 052-1695664 /
osz - r s o a ~ a s / 052 - 1 7 6 0 7 1 6 /
Case Number
Case Number
052-1911785
052-1381758J
os2-17a3sa3
where
052 - 1 ~ 0 2 ~ 4 7
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Castilla
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Castra-Bailoc
cF.ese l o a s go incn ~ n d c m q i f i c a r i o nshall be maie
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ciefaule
withi=
five years from cha 'dirt ckc following terms;
dace
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signir.9.
or' sis-Lag (Effactlvt Dare) of an Izdamnification Agreerner,~ = J Xhere, a s of the &ta ( A g s e e m a n ~ ) ,a F N D / m insurance claim has nor been submlt=cd to h m , no claln f o r i r s u r a n c e shall be aubmitcec! by W C . A l l EUD r e ~ ~ r e r n e n c s s e w i c i n g and paymezr. 0.' Lor marcgage i z s u r a ~ c tpramiams v i l l b e obsanred ,with respaec to such m o r t g a ~ e a . In : e h averlt oE a v a l i c i c l a i m f o r icsurar.co from a t=ansPezae of any mortgages covered by this ~ g r ; c c m e n c , i.-?denz~iiicarrion vill he i n a ~ c a r d a ~ c e t h . paragtaph th) , (p), (d) or (e) vi whicheve= appLIea. k i ' s investmart iacludae, bur. is o a t l i m i t e d to: chc full a m o u t of the izsurarcc c l a i m act- ally paid! any loss mitisacion garcia1 claims; all taxes c d assessments ~ a i do r payable b y . k D ; all mal.?caaancc and o p c r a t i z g expensas paid or payable by h e , Fncludlrg costs of r e k a S i l i t a c i o n and preaerracian, l o s s miclgacion, a l l s a l e s a x p e z s e s , whcrc .applicable, a d =y ocher e.qcnsas h m m y h c u r with r e s p e c t t o a tha grapezcy ,
,
b) Whcxe a E i T D / E ? ? insurance claim is pe&!iriq or Ear beex paid in full and RUD owns the gropercy,. and kXlD chooses co convay,the property. to MHC, MMC w i l l accept convey2cc and will pay FZD cha amocct of m t a i,-rvestmzt- If EVZ does ~ O C convey tha p r o p e n y ro mc, i n d e m n i f i c a t i o n shall be ealn?lactd in accordanca with paragraph ( c ) .
! I Lrrsuranee claim h a been ppid 13 f l z l l -d cha property h a d bean s o l d C ) Wk=re a m = by ETJD co a c L r d parry, the a m o w e : of k d a m n a i f c a r l o n i s 'nUD1s isrts:;.sc ae d a f i r t d i a paragraph (a), !d.,?us the sales p r i c e of the property. liowever, ie che salts price af the prope--ty axcrscs tho sum af the full amount of i n s u r a ~ c c claim; any loss mitigation p a r r i a l claims ; a l l taxes a n d a s s e s s n e r . ~ ~ ; l l maL-~terazca and operating e x p a v e s 1 a l l a s a l e s c r p e x s e s , 'and azy o t h e r aXFecSe5 incurred by EUD, EUTl w i l l , r e t a i n this c c c e s s , acd w i l l n o t r e ~ i r any L!dernnific?rio= f r o m the 1er.der. c
2 ) w h e r e a I - i / F X l ininaance chain i s peneing o r has been' p a i d i n f u l l ane t h a p r o g e r c y i s . . o w - a d hy XUD, but is, on thh ~ f s ' c c ~ i v e Date,. s c b j e c c .to a c o n t r a c c of sale betwee: . m and a t h i r d parry, WUn will proce3d, ar i t s 8010 C i s c = e t i o c , t o close the contrace of s a l e (is which cxse rhe amount of i ~ 2 e m i f i c s ~ i o a shall be c a l c u l a t e d ir, accordazca vi-5 subparagraph (c)) o r to convey t h e property co Martqagee (iz which case che amcczlt of i z d c m r , i f i c a c i o n shall ba calculatec! t n eceordanca w i t h alzbparasreph (b] )
.
T DF L e) In any o t h e r . case whese B h T / % X inarlrance c l a i a i s . pending Qr has bee5 p a i d , the rno=zgaf;ce shall indemnify i n the anraunc of HOD'% invcscmcnt. =era claim I ~ C L U ~ ~ buc a r e not l i m F t e d t o : prz-foreclosure gala lossos, d e e d - i a - l i e u o f foraclosere losses, a s s i g r n e ~ c ~ l,o s s mitigation l o a s ~ s , o r , l a s s e s f r o m dafaulcs on notas i s s c c d i n cor.r?eceion w i t h a p a r t i a l cla.im.
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t h e fists that t b s %=ea-t is 6 f ~ j r . 4 6 , if any laan(a) included ia t h i s Agreenrexr a r e srr6amlize r e f i n a n c e d by MhfC, ths Agreement will extend to che c e - ~ loaz. ~f -the l o ~ ~ ( asr e et+errnlir,e refi=anc=d by acacker lender, t h e ;cgreemanr w i l l ax-,=d to ) tha new l o a nd:& W C w i l l concizce co be rcsga~sfile for ac!herkg to t r t - z - of t ~ \ . ~ Agreamc~lc
f )
Where,
afte:
.
2 ,
Any m a c a r i a l breach of tke. terms ~ . d o ~ d i t i o n r ioi thLs Agreement: shall cor.srituta c i n d s p e ~ 2 e n c ~ o u z d sf o r - imposition of ac!x!lf~iscrativs 8anc:ions by t k s Mortga~sc X c v i c w Board agai,n.st MXC pcrstlanc to 2 4 C-FX Pa=: 2 5 .
.
.
chs p z r c i a s ' k e r t c o Eavo 2uLy executed chis ;igzeemenc, ezf ecriva rhea s i p e d a=ld &aced by rba parries s e t Lorth below.
WESFORE,
M e r c w Morcpase C a P e Y
UNITED STATES DE3AAntrm Or Ems%
A -
U u w Dsvaop.mn
'
m i l y Insurance Claim ,C .isR-'It Case 1:04-cr-00102-WYD Document 328
. .
-
@
SFfl.c~s~m..~~atusRg~u~~,@
n 7
Filed 06/08/2006
Page 2 of 41
ragt:
I
ul
L
Duplicate Advice of Payment
BANK OF AMERICA NA BUFFALO BANK OF AMERICANA 475 CROSSI'OINT PARKWAY GETZVILLE NY DEAR SIR OR MADAM: SUBJECT: FHA CASE NUMBER. PROPERTY ADDRESS: MORTGAGOR NAME: SERVICER NAME: FAIT\ENT 'TYPE: SECT OF ACT: SETTLEMENT DATE: DATE CLAIM REC'D:
14068
052-1 688499
ADVICE OF PAYMENT DENVER
18 10 W ASBURY AVENU BECERRA,EVA FUL,L 0703 06/20/2003 0611 912003
MORTGAGEE REF. NO: CLAIM TITE: -PRE-FORECLOSIJRE SCHEDULE NU_FL/IBER: 01 8 1E DUE DATE LAST INSTALLMENT: 09/01/2002
<
m , h
-
(LINE NO.) ****DESCRIPTION****
(0 17) UNPAID PRINCIPAL BALANCE
DEDUCTION
EXPENSE
INTEREST
RATE
(1 07) ADJUSTED LOAN BALANCE
(1 08) SALE/'BID/APPRAISAL VALUE (109) ESCROW BALANCE (1 10) TOTAL DISBURSEMENTS P&P (1 11) TOTAL DISBURSEMENTS (1 12) ATTORNEYITRUSTEE FEES PD (1 13) FORECL., ACQLUS., C.ONVY. (114) B-4NKRUPTCY FEE (1 15) RENTAL INCOME (1 16) RENTAL EXPENSE (1 17) TOTAL TAXES ON DEED (27 OR 118) AMOUNT OF DAMAGE (1 19) ADJUSTED DAMAGE (120) SPECI:AL ASSESSMENTS (121) MORTGAGE NOTE INTEREST FORBEARANCE (COINS. ONLY) !I221 MORT. INSURANCE PREMIUM (123) UNAPPLIED 23 5 ASSISTANCE
Lmily Insurance Claim P -1s RF-It Case 1:04-cr-00102-WYD Document 328 OVEZJ'AID 235 SUBSIDY -5) OVERHEAD COST ,i26) UNCOLLECTED INTEREST (127) AMOLNT DUE FROM BUYER (128) AMOUNT OWED TO BUYER (129) CLOSING COSTS/ ADMIN FEE (13 0) APPRAISAL FEE (13 1) DEF. JUDGMT COST & FEES (999) COINSURANCE RESERVE AMT INT. FROM 11/01/2002 TO 06/20/2003
,
Filed 06/08/2006
Page 3 of 41
TOTALS
175,652.29
178,442.02
5,89 1.54
FHA SETTLEMENT AMOUNT:
LESS OFFSET AbfO'U'NT : LESS RESERVE AMOUNT(CO1NS): LESS PAPER PROCESSING FEE: FHA DEBE.NTT-JR-E PAYMENT: FHA EFT PAYMENT: SUBJECT: FHA CASE NO: 052-1688499 MTGEE REF NO: 0099086548 ADVICE OF PAYMENT ADJUSTMENTS SCHED: 01 8 1E STTLDT: 06/20/2003
ADJUSTMENTS HAVE BEEN MADE TO YOUR CLAIM FOR THE REASONS SHOWN BELOW: ITELMNO: REASONS: FORECLOSUW AND ACQUISITION COSTS HAVE BEEN REIMBURSED AT 75% RATHER THAN THE STANDARD RATE OF 67% BECAUSE OF SERVICER'S SUPEHOR L,OSS MITIGATION P E F U O W C E DURING FY 2002. THIS RESULTS IN THE FOLLOWING ADDITIONAL REIMBURSEMENT: LINE 112 $48.00 LINE 113 $70.21 If yoli have any iluestions, plcase call (703) 235-9102
IJ3onlel
LS. FH&I [S_F_SEllV]I [Claims_]
Comments or Questions.
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7
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Insurance Operations Division Case 1:04-cr-00102-WYD Document 328 Filed 06/08/2006 Page 4 of 41 Financial Operations Center STATEMENT OF ACCOUNT lNDEMNIFlCATlON,CHARGES .- -- . . . . ... . . - .- -- . . .. -.... . . - . . - . .. . - .. --..--- .-- - - .. ..- --- --,
- . .. -.
FOR FHA CASE NUMBER:
052-1381764
I c e r t i f y 'that the foregoing i s true and correct.
United States of America S e c r e t q y of Housing an4 Urban Development Date: 11/22/2005 Insurance Operat ions Division Financial Operations Center Sworn and subscribed
? -
ELEANOR L. BULSON Notary Public, State of New York NO. OlBU6070109 Qualified in Albany County Commission Expires 2/19/2 i& 3
Notary Public
Case 1:04-cr-00102-WYD
RUN DATE: 11/17/05
I
Document 328
Filed 06/08/2006
Page 5 of 41
PAGE : 1 REPORT DATE: 11/17/05
REGIONlOFFICE: 05 DEPARTMENT OF HUD FIELD !OFFICE: 10 DEPARTMENT OF HUD TIR: 2 PATRICK PORTER USER: 6 PATRICK PORTER GAEE NO: 7-20702053-0 PRCuGRAM: 2 DESC: SINGLE FAMILY SUBPROGRAM: 07 DESC: INDEMNIFIC
HUD GENERIC DEBT CASE RECONSTRUCTION REPORT AS OF NOVEMBER 17, 2005
MERCURY MORTGAGE
* - MEMO - *
DATF ! REF NO DESCRIPTION SF INDEMNIFICN3 INT BILLED N3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 CASE TOTAL SCHEDULED PAYMENT INTEREST NON- INTEREST PRINCIPAL PRINCIPAL INTEREST P&AC OTHER CHARGES CUMULATIVE BALANCE POST DATE
+
. -. . -j
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Case 1:04-cr-00102-WYD
U.S. Filed 06/08/2006 Document 328 Department o f dousing and 6 of 41Development Page Urban
A!bany Office- 52 Corpor~te Circle Albany, New York 1 2 2 0 3 - 5 1 21
-... . .
' fi 3
f-
MORTGAGEE ID: 39325 ENDORSEMENT DATE: 03/13/01
.-
Mercury Mortgage Company 5525 East 51" SStreet Tulsa, OK 74135
DEMAND FOR PAYMENT
SUBJECT: Settlement Agreement signed: 12/01/03 FHA Case Number: 052-1381764 HUD Claim Number: 72-0702853 Property Address: 12819 E. Nevada Avenue Aurora, CO 80012
Dear Sirmadam:
Under the tenns of the .IndemnificationAgreement (copy enclosed), your company must andurban Development QXJD)for any losses sustained indemnify the Department of H o u s ~ ~ g in connection with c'l&ns on single-family mortgages identified in the agreement.
HUD has paid a claim on the above FHA Case Number and we have computed the Department's investment in this claim (see enclosed breakdown of charges).
Please make your check for $43,582.83 payable to the Department of Housing and Urban Development and forward it with a copy of this letter within 30 days of the date of this notice to:
Bank of America HUD SF Indemnifications
PO Box 198762 Atlanta, GA 30384
Please note the HUD claim number on the check and include a copy of this letter with your remittace so thzt your account will be correctly credited.
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 7 of 41
If payment is not received within 30 days from the date of this letter, interest at the Treasury rate will begin to accrue on the principal balance owed &om the date of this letter until paid. If you do not make the full payment or enter into an acceptable repayment plan by 90 days from the date of this letter, HUD may:
4
4
Offset any eligible Federal funds that may be due you, including FHA single family mortgage insurance benefits Obtain a judgment against you in Federal Court Refer y o u debt to the Department of Treasury for collection, including referral to private collection agencies
After 90 days, we reserve the right to add penalties and admhstrative costs. The addition of penalties and administrative costs is authorized under the Debt Collection Act of 1982 (PL 97-365) as amended by the Debt Collection Improvement Act of 1996 (PL 104-134). These Acts also authorize the use of adrmnistrative offset (3 1 USC 3716) to withhold Federal payments to collect delinquent debt. Through the Treasury Offset Program (TOP), any payments owed to your company by any agency of the US Government cm be offset to reduce the mount owed on your delinquent account. Alternatively, Treasury may refer this debt to a private collection agency. Should this debt be referred to Treasury, collection fees and charges of 28% or more may be added to it. Thank you for your cooperation in this matter. If you cannot pay the balance in full within 30 days, please call the following number to discuss alternative payment methods before the 30-day periodexpires. The debt will still be subject to interest, penalties, and fees, but KUD will not pursue enforced collections if you remain current in an agreed upon payment plan. I f you have questions about the debt or need further documentation, please call me at (800) 6695 152, extension 428 1, or you may email me at [email protected] also. Sincerely,
Patrick Porter Loan Servicing Specialist Insurance Operations Division
Enclosure
Case 1:04-cr-00102-WYD
.
Document 328
Filed 06/08/2006
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Page 8 of 41
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2,. ~ e r c - 2 - yXortgase Ccqa=zy a g e t s t?. iado=qiEy lrXD f o r l o s s e s which hzve been o r oay be i z c u z r e d r e l a c t C t o F-'r Case N u e e r s :
Ba..ielcs
aailon
Becezra
-e r - a d e z ~
Wzt+,zez ..
Mortcaccr Diaz Guzi e r z e z Goss
aardallo H. C a s t l l l o 0. C a s t l l l o Cas t z o - a a i l o c
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Mcntes
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~ k e r e tkese l o a s i.tico & f z u l t within E v e .ye=rs from t h e I z d e m i f i c a t i o n shal40be mace ., n .zc~zr&rrce wit:? t 4 f o l l o w i z ~ e - m : .i ~ t
,
date
of
s i ~ h ~ .
\ 7-. ~ z e r z , a s o? che d a t a of s i s i ? - c (Zffactiire Date) of a n Izdecmification Acjzeenent (A-veernect) , a E - I T J T ) / F ~ i n s c r ~ r c eclaim has not 3een submitc+4 t o Fm, r o claim f o r i a s u r r ~ c c es h a l l be s & r n i t ~ e dby MHC. P-ll KJD r e ~ i r t r n e n t sf o r s e r v i c i z 5 azd. payme-t o f mortgece i z s u r ~ c e r e n i ~ n sw i l l be obseme& ,with r e s s e c z t o scch nortgaces. p I el*. n evenc of a valid c l a i n f o r i r s u r a r c e from a t r a s f e r e e of my rnortgaces covered by t h i s . . Jqreczezc, m n c e r r d f i c ~ c i o nw i l l b e i n ac=orca-?co with: paracrzph ib) , i c ) , ( 2 ), o r ( e ) wnichever z . g l i e s . b!ZDrs investmezt includes, but i s n o t l i m i t e d t a : t h e f u l l arnomt of t h e i ~ s u r 2 z c ec l a i n a c c u a l l y . paid; a ~ y o s s m i t i c a t i o n p z r t i z l c12Lns; a l l t a e s a d . l assessments p a i d o r pa-le b y . k3D; a l l mair?te=z=ce. u-2 operrtizig expenses p a i d o r . payable by ETaT, - i n c l c d i z g c o s t s o f r e h A i l i t a t i o n d p r d s e ~ ~ e t i o = o s s m i : i ~ c i o n , a l l l, s a l e s exgezses, where .applicable, a d a y ochez e G + a s e s ki may incur witl., r z s p e c t t o t h e prope-rty.
'
b) tv'here a tuD/?EI insu-ra-~ceclaim i s p e r ? c n g o r has beer? p a i d is f u l l a r d m7I) owns t h e prooerz:_s,, ar-d + Z chooses t o c c ~ v t - (t.h e p r c p e - ~ y t o W-C, HZ.'C w i l l a c c e t co~~n:m?c= 212 w i l l Fay EI j tBe arnoczt of IIUD's izvestme2t. I f kZi3 does noc convey t k e ppro_oercy t o w-c, - D Z i n d e m i f , i c t t i o n s h a l l he calculated i n accgrd2cce wick p a r a s a o h (c)
.
,
I-suzznce claim has been s a i d k f u l l 2nd t h e property has be== s o l d C ) wt-ers a ITi/?i-. bv tuD t o a c k i r d p a r ~ - , t h e arnouzzt of indenmificacion i s i 3 i J s i ~ r e s c = z ~ac e e f h e d i n s -y earacrraDh ( z ) , irilillus t h e s a l e s p r i c e of t h e pca?ercy. Eowever, i f t h e s a l e s p r i c e ' o f t g e p r o p e z t y e;cc=t&s the sum of t h e f c l l acnorrnt of insuzazce clzirn; zny l o s s d t i c a t i o n p a r t i e l claims; . a l l t a e s a d a s s e s s a e z t s ; a l l mai=rezzxe a s 2 ope-nting e q e z s e s ; r l l s a l e s expenses, s n d a=y o t h e r e x p e s e s incurrcE by EUD, kSD w i l l r t t a i n t h i s c & s s , 22d w i l l n o t r e q u i r e any i ~ d e m A f i c ~ t i fror?. t k a l e ~ t e z . or
izsurance c h i = i s _oezZi.-s s r has been'paic? i~ f u l l an2 the- s r o c e z t y i s ; , a w - e i b y kW, b u t i s , o c t h e Ef f ~ c t i v e Date,. s c j j c c t . t o r c o r t n c c of s a l e betwe=.- kt.? and a t h i x a - p a r t y , k S w i l l proceed, a= i t s sole C s c r e t i o n , t o close th2 c o ~ ? t ~ a ofc : D T c s a l e ( i n which c z s e t h e amounc of I c d e m i f i c a t l o n s h a l l be c a l c u l a t e &.in accor$rzce wick .- ... .. . s & p a r ~ g r k g h ( c ) ) o r t o . corivey t h e progercy t o Mor=,~asee( i wkich case t h e arnc~n-t of ~ Fn&enzzificatiocs h a l l be calmlais", i accorlance with s u b ~ a r a g. r. z p h(b) ) c . . . . . . .
IrrjO/Z
2 ) Wcere a
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e ) In z ~ y t h e r . c a s e wkera a kTZ/X-L. icsurs,.?.?ca o claim i s . per.&ins o r hns bee- p z i d , t h e n o r t s t c e e s h a l l i-?*emify. k U i n tho- amomt of tm's izvescrnect. U These claims i ~ c l u d e b ~ : a r e n o t l i m i t e d t o : g r e - f o r e c l o s c r e s a l e losses,. deed-in-llea of forecloscre l o s s e s , a s s i p n e n t s , . l o s s m i t i g ~ t i o c l o s s r s , o r losses from d e f a u l t s on notes Fss-at< i z cocnectlon with e p a 2 t i r l cla,im.
..
f ) Where, h f t e r t h e &ate t k a t t h e 2-srecmest is siv-ea, l r L Z l o = ~ ( ~ ) inclcdea i~ thFs Asreenent a r e s t r e z d i = e zefi--ancez by MMC, t h e A~ze-ment w i l l extezd t o t h e r e w 1oa.l. I f t l l ~o a z ( s ) a-re s:reamli--.e r e r ~ z ~ ? c e d arother l e c a e z , th= A51-eemezt w i l l extszd- t a l by t h e oe-J l o z n t-.d m C w i l l . c o n t i z c e t o be res-,o=s%le f o r .zdl?crkg t o te-?ns of the
. .-
-.
3-cjreexert .
2.
>zy m a t t r l a l b r e a c h of ti==. t e r n s a-=d c o c d i ~ i o n sof t h i s Lsrt-,ne?t s b l l car.sri-;ute . rzcegtnEent c r c ~ ? s o r i t r q o s i t i o c of ;&-r!iriscratlvc s a s c ~ i o z sby ' ; 5 e ~ - ~ ~ o ~ z rz g~ , w f ~ vi = = EoarC zczi,n_st MMC _ ~ ~ r s oa 2~ C= Czri 25. t 4 t-
.
~N-~Z?.E~"ORZ,h e p a r t i e s ' h e r e t o hzve Zcly c t z c d t e 6 t h i s P.crcrnel?t, effackiv.ve whsz s i 9 e i t t a t e d by t h e g z r r l e s set f o r t h below.
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a d
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Case 1:04-cr-00102-WYD
Document 328
Insurance Operations Division Financial Operations Center
Filed 06/08/2006
Page 9 of 41
STATEMENT OF ACCOUNT INDEMNIFICATION CHARGES
FOR FHA CASE NUMBER:
052-1 5 0 2 5 4 7
I c e r t i f y t h a t t h e foregoing i s t r u e and c o r r e c t .
United S t a t e s of America S e c r e t a r y of Hous ing and yrban Developen t Date : 11/22/2005 Insurance Operations Division F i n a n c i a l &era t i o n s Center Sworn and subscribed before m t h i s 22nd day e Notary P u b l i c
Natar~
ELEANOR L. BULSON State of New No. 01BU6070109
Case 1:04-cr-00102-WYD
RUN DATE: 11/17/05 REGION OFFICE: 05 DEPARTMENT OF HUD FIELD OFFICE: 10 DEPARTMENT OF HUD TIR: 2 PATRICK PORTER USER: 6 PATRICK PORTER CASE NO: 7-20702927-0 PROGRAM: 2 DESC: SINGLE FAMILY SUBPROGRAM: 07 DESC: INDEMNIFIC
Document 328
Filed 06/08/2006
Page 10 of 41
PAGE : REPORT DATE: 11/17/05
1
HUD GENERIC DEBT CASE RECONSTRUCTION REPORT AS OF NOVEMBER 17, 2005
MERCURY MORTGAGE
* - MEMO - *
TC 11 30 30 30 30 30 30 30 30 30 30 30 30 30 30 30 DATE 102204 102204 102204 103004 113004 123004 013005 022805 033005 043005 053005 063005 073005 083005 093005 103005 REF NO DESCRIPTION SF INDEMNIFlCN3 INT BILLED N3 INT BILLED N3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 CASE TOTAL SCHEDULED PAYMENT INTEREST NON-INTEREST PRINCIPAL PRINCIPAL INTEREST P&AC OTHER CHARGES CUMULATIVE BALANCE POST DATE
Case 1:04-cr-00102-WYD
U.S. Department of; Document 328 Filed 06/08/2006
i
' sing and11 of 41 Page Urban Development
Albany Office 52 Corporate Circle Albany, New York 12203-51 21
OCT 2 5
MORTGAGEE ID: 39325 ENDORSEMENT DATE: 07/13/01 Mercury Mortgage Company, Inc. 5525 East 51'' Street Tulsa, OK 74135 DEMAND FOR PAYMENT Sb-JECT: Settlement Agreement signed: 12/01/03 FHA Case Number: 052-1502547 HUD Claim Number: 72-0702927 Property Address: 19264 East Arnherst Drive Aurora, CO 80013
Dear SirJMadam: Under the terms of the Indemnification Agreement (copy enclosed), your company must iridemnify the Department of Housing and Urban Development (HUD) for any losses sustained in connection with claims on single-family mortgages identified in the agreement.
HUD has paid a claim on the above FHA Case Number and we have computed the Department's investment in this claim (see enclosed breakdown of charges).
Please make your check for $57,975.08 payable to the Department of Housing and Urban Development and forward it with a copy of this letter within 30 days of the date of this notice to:
. Bank of America HUD SF Indemnifications PO Box 198762 Atlanta, GA 30384
Please note the HLTD claim number on the check and include a copy of this letter with your remittance so that your account will be correctly credited.
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 12 of 41
If payment is not received within 30 days from the date of this letter, interest at the Treasury rate will begin to accrue on the principal balance owed from the date of this letter until pilid. Ifyou do not make the full payment or enter into an acceptable repayment plan by 90 days from the date of this letter, HUD may: + Offset any eligible ~ e d e r aEunds that may be due you, including FHA single family l mortgage insurance benefits + Obtain a judgment against you in Federal Court + Refer your debt to the Department of Treasury for collection, including referral to private collection agencies After 90 days, we reserve the right to add penalties and administrative costs. The addition of penalties and administrative costs is authorized under the Debt Collection Act of 1982 (PL 97-365) as amended by the Debt Collection Improvement Act of 1996 (PL 104-134). These Acts also authorize the use of administrative offset (3 1 USC 3716) to withhold Federal payments to collect delinquent debt. Through the Treasury Offset Program (TOP), any payments owed to your company by any agency of the US Government can be offset to reduce the amount owed on your delinquent account. Alternatively, Treasury may refer this debt to a private collection agency. Should t h s debt be referred to Treasury, collection fees and charges of 28% or more may be added to it. Thank you for your cooperation in this matter. If you cannot pay the balance in full within 30 days, please call the following number to discuss alternative payment methods before the 30-day period expires. The debt will still be subject to interest, penalties, and fees, but HUD will not pursue enforced collections if you remain current in an agreed upon payment plan. If you have questions about the debt or need further documentation, please call me at (800) 6695 152, extension 4281, or you may email me at [email protected] also. Sincerely,
Patrick Porter Loan Servicing Specialist Insurance Operations Division
Enclosure
Case 1:04-cr-00102-WYD . Document 328 .
. .
Filed 06/08/2006
,
Page 13 of 41
OW, Fi?.S5'0?2, FTJD and Mercury ~ d z t ~ Com~asly (mC) a ~ e agre? a s follows:
I D 2 3 93250003 6
1. MercuT Mortsase Conga>y aFrecs t o i n d e m i f y .4tD f o r losses which have b e t 2 o r r--ay j e
.ir.ccrrec! r e l a t t C t o F : 3 Case N u e e r s : Crse Nc&ez 052-1608108 052-1760716 052-1729978 052-1688499 Mor~cacor Axreola Baauelos Bailoc Becerra
0. C a s t i l l o
.
.
052-1729903
Cas t r o - S a i l o r
Case Nuder 052-1211785 052-1510911 052-1347926 052-1620252 05.2-1381764 ' 052-1445882 052-1510622 052-1513743.
,
Mortcacor Diaz Gutle=zez Gos s Ee=azzde= Fkrtinez Mcrt es O s ~ a ?e r u r u r i date of sic;'-irg.
wb-ere those iorn-s go i o t o 2 e l z u l t ' w i t h i n f i v e y e ~ r s from t h e I n d e w - i f l c a t i o n s h a l l be mi??= i- zczor&-ce w i t h t . 5 ~ followin5 terms:
2;
Xhsr2, 8 s 3 5 t h e d a t e of s i ~ i . - . g(Zfiecciyie Date) of z Izl2emificaeion Acreement ? (Agreenrezc), 2 k i / F ? ? insuracce c'aim has noc been subrnitc2Q t o ET , co claim f o r iD i n s c r ~ ~ c h a l l be suSmitted by W C . se PLl tF D r e ~ l r e m e n t sf o r s e r v i c i n g a116 paymer-t of -U mortGace ir.surazct prernicms w i l l be obseme? .with respecc t o scc4 mort$aces. In tke e~.-e-t cf a v a l i d c l a i m f o r i ~ s u r a r c e from a t r a n s f e r e e of k?y moztga5es covered by t h i s >-9reernenc, indemzifLcation w i l l be i n accordzcce w i t h . paracrbph (b) , ( c ) , , (2) , o r ( e ) whichever a p p l i e s . F i e ' s investmere i n c l u d e s , but i s not l i m i t e d to: the f u l l arnoLyt of t h e i-suracce c l a i m a c c u a l l y paid; =y l o s s m i t i s a t i o n p a s e i a l c l a i m ; a l l t u e s zzd assessments p a i d o r pa-le by. k T ; a l l mai-?te=zcce =-d ogerating expezses p a i 6 o r TD pay&le bfEIr-ID, i n c l u d i r g c o s t s of r e k r j i l i t a t i o n and s r e s e ~ r a t i c z l ,lobs mi=igacior, a l l ? TD s a l e s e:qenses, where . a p g l i c & l e , & a a . ~ yo c h e r e n e n s e s L T may incur with r e s a e c t t o t h e proge=y. b ) Where a ?TCD/T-.L9 i r s u r ~ q c e claim i s per.dins o r has b e e l paid i n f u l l and ow-s t h e p r o p e r t y , and irm chooses t o convey. t h e proge-lty t o mC, W-c w i l l accept conveTpzce ar.6 w i l l pay 'LD t h e amour-t of EGD's i ~ v e s t r n e n t . I f EX3 does r o t convey t h e procerey t o M ~ c , I ' indemnification s h a l l be c a l c u l a c e 5 i n accsrear-co with paragraph ( c )
.
.
.
C ) Whezt 2 I i Z - ! ? icsurance claim has been p ~ i d f u l l azd tb-e p r o ~ e r t y i= h2s be== s o l d p by IZGD t o a c h ~ r c a r t y , t h e amowt of i n d e m l f i c a c i o n i s E D ' S i~:-res;;;.enrr.2s defi-ed i n parzgragh ( 2 1 , minus the s a l e s p r i c e of t h e property. However, i f the s a l e s p r i c e of t h e p r o p e r t y exceeCs t h e sum of t h e f c l l amount of insurm-ce claim; acy l o s s initicrtioz. p a r c i a 1 claims; a l l t ~ x e sand e s s e s s n e z t s ; a l l maL?.tezence operating e q e z s e s ; a l l s a l e s e - q e n s e s , '~n_d , . o t h e r expezses i n c u - ~ e dby EUD, IZD w i l l r e t a i n t h i s excess, ecd a=y w i l l not requiz? any ~zcermlfic?.tio= fsom t h e l e z e e r .
d) Wcere a ? i i / . Z < ' - insurance c l a i n i s p e n l i r . 5 o r has been' paid i n f u l l 1n2 the j r o C e r t y i s - o=ed by k m , b e t i s , on t h e E f f e c t i v e Date,. s c j j e c t .to a contrac: of s a l e betweo-r. k 3 ~ 1 and 2 t h i r e _oarty, k 7 w i l l proceeci, a t i t s s o l e C i s c r e t i c n , t o c l o s e the c o ~ t r a c cof X3 s a l e ( i n which ca'se the amount of I r . 6 e m i f i c a t i o r . s h a l l be calculated, i z z accorc?z=ce with subparagraph ( c ) ) o r t o convey t b e p r o p e r t y t o Morqagee (ir. which case t h e 'amc.cce of i-dernr.ificatlon s h a l l be c a l c u l a t e d i- accoreance with subparz5raph (b))
. .
.
i e ) I n ar?y o t h e r . c a s e where a ~m/z3x c s u r m c e c l a i n i s . pe-dizq o r has been p a l e , thP mozt~acjets h a l l i c d e m r ~ i f y . ~ ? ~ . t h e ancmc of FJD's invesirnent. in These claims 1 - c l u d e b e t a r e not l i m i t e d t o : ?re-foreclosure s a l e losses,. deed-in-llec of foreclosare l o s s e s , a s s i ~ - m e n t s , . l o s s . m i t l s a t i o x l o s s t s , o r l o s s e s from d e f a c l t s on cotes isszed, i n cor-n,ection with a p a r t i a l cla,im.
..
f ) Where, a f t e ~ h e datz t h a t the A~reemer-t is s i ~ - e d ,i f 2.y l o z n ( s ) include6 i x t h i s t Acreement a r e s c r e ~ n l i r - e refinanctrl by KKC, t h e hsreement w i l l exzezd t o t h e cesr loall. If t h e l o a n ( s ) a r e s:rezmlir.e reEirzqco2 by a--.other l e c d e r , the 9-greene~: w i l l extezd t o t o terms of the t h e nev loan L?C? E C w i l l - conti-ce t o be r e s - , o r s 5 l e f o r .adl:erizg P-greexezt.
2.
P-?y m a t s r i a l b r e r c h of the. t e r n s 2-ld c o r d i t i o ~ s05 t h i s Agrecmect s h a l l c o c s t i i ~ t e i ~ d e ? e r 6 2 r . t ~ z o c d sf o r iiiipositlo~lof ~ & n i n i s c r r t i v asanc:iocs by t=e Hoiortcasee _:,=view soar:! a ~ a i z s KUC ~ u r s x ~ nt-ot 2 4 CF?. F e r t 25. t
.
.
K=2.?5r'03S,
t h e o a r t i e s 'hereto hzve duly extcated t h i s A~r2ernezt, e f f z c t i v e ~ k t - ? i q e d 222 s 6 a t e d by t h e _carcies s e t f o r t h below.
.
c .-. -
Case 1:04-cr-00102-WYD
- . - . - .
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Document 328
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:.
.
-
. -
_
._
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STATEMENT OF ACCOUNT INDEMNIFICATION CHARGES
Filed 06/08/2006 Insurance Operations Division Financial Operations Center
Page 14 of 41
FOR FHA CASE NUMBER:
052-1560075
MANAGEMENT 8 MARKETING
PLUS TOTAL
-11 70,000.00
MINUS SALES PRICE
I c e r t i f y t h a t the foregoing i s t r u e and c o r r e c t .
United S t a t e s of America Development Date: 11/22/2005 Michael'C. DeMarco, Diredtor Insurance.Operations Division Financial Operations Center
Notary Public, State of New York No. 01BU6070109 Qualified in Albany Col~nty Swgm and subscribed before m e t h i s 22nd day of November, 2005. Commission Expires 2/19/2 Q I , i&& \h
Notary Public
ELEANOR L. BULSON
~ - 1 3
Case 1:04-cr-00102-WYD
RUN DATE: 1 1 / 1 7 / 0 5 REGION OFFICE: 0 5 FIELD OFFICE: 1 0 TIR: 2 ' USER: 6 DEPARTMENT OF HUD DEPARTMENT OF HUD PATRICK PORTER PATRICK PORTER
Document 328
Filed 06/08/2006
Page 15 of 41
PAGE :
REPORT DATE: 1 1 / 1 7 / 0 5
1
HUD GENERIC DEBT CASE RECONSTRUCTION REPORT AS OF NOVEMBER 17. 2 0 0 5
CASE NO: 7 - 2 0 7 0 2 1 9 6 - 0 PROGRAM: 2 DESC: SINGLE FAMILY SUBPROGRAM: 0 7 DESC: INDEMNIFIC
MERCURY MORTGAGE
DATE
REF NO
DESCRIPTION SF INDEMNIFICN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST.BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 INTEREST BILLN3 CASE TOTAL
* - MEMO - * SCHEDULED PAYMENT
INTEREST NON-INTEREST PRINCIPAL PRINCIPAL
INTEREST
P&AC
OTHER CHARGES
CUMULATIVE BALANCE
POST DATE
Case 1:04-cr-00102-WYD
d Urban 16 of 41 U.S. Document 328 Department of Housi . .~ n Page Development Filed 06/08/2006
.
,4lbar?y Ofice 52 Corporate Circle Albany, New York 12203-5121
a 116
JUL 1 2 2004
IMORTGAGEE ID: 39325 ENDORSEMENT DATE: 06/26/0 1
Mercury Mortgage Co., Inc. 5525 East 51" Street Tulsa, OK 74135
DEMAND FOR PAE'YBYT
SUBJECT:
Settlement Agreement signed: 12/01/03 FHA Case Number: 052-1560075 HUD Claim Number: 72-0702196 Property Address: 4716 Elati Street Englewood, CO 80110
Dear Sirmadam
Under the terms of the Indemnification Agreement (copy enclosed), your company must indemnify the Department of Housing and Urban Development (HUD) for any losses sustained in connection with claims on single-family mortgages identified in the agreement.
HUD has paid a claim on the above FHA Case Number and we have computed the Department's investment in this claim (see enclosed breakdown of charges).
Please make your check for $41,840.23 payable to the Department of Housing and Urban Development and forward it with a copy of this letter within 30 days of the date of this notice to: Bank of America
HXID SF Indemnifications PO Box 198762 Atlanta, GA 30384
Please note the HUD claim number on the check and include a copy of this letter with your remittance so that your account will be correctly credited.
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 17 of 41
If payment is not received w i t h 30 days from the date of h s letter, interest at the Treasury rate will begin to accrue on the principal balance owed from the date of this letter until paid. If you do not make the full payment or enter into an acceptable repayment plan by 90 days fiom the date of this letter, HUD may: Offset any eligible Federal funds that may be due you, including FHA single family mortgage insurance benefits Obtain a judgment against you in Federal Court Refer your debt to the Department of Treasury for collection, including referral to private collection agencies After 90 days, we reserve the right to add penalties and administrative costs. The addition of penalties and administrative costs is authorized under the Debt ColIection Act of 1982 (PL 97-365) as amended by the Debt Collection Improvement Act of 1996 (PL 104-134). These Acts also authorize the use of administrative offset (3 1 USC 371 6) to withhold Federal payments to collect delinquent debt. Through the Treasury Offset Program (TOP), any payments owed to your company by any agency of the US Government can be offset to reduce the amount owed on your delinquent account. Alternatively, Treasury may refer this debt to a private collection agency. Should this debt be referred to Treasury, collection fees and charges of 28% 01- more may be added to it. Thank you for your cooperation in this matter. If you cannot pay the balance in full within 30 days, please call the following number to discuss alternative payment methods before the 30-day period expires. The debt will still be subject to interest, penalties, and fees, but HUD will not pursue enforced collections if you remain current in an agreed upon payment plan. If you have questions about the debt or need further documentation, please call me at (800) 6695 152, extension 4238, or you may email me at [email protected] also.
Sincerely,
Mary Ricchiuti Loan Servicing Specialist Insurance Operations Division
Enclosure
Case 1:04-cr-00102-WYD. . -- Document 328
r ,
.-. Filed 06/08/2006 _.
,
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1. Mercurf M o r t c p a ~ eC c q a y z g r t c s to i z e e r n i f y >?u9 :or be Ir.cukre6 r c l a t e 6 t o FF-\ Case X~-=ers:
l o s s e s x-:=cz hzve LC=.-_
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F= 3 2 c&.'_vj' S;=S e.i_s 21 11 5 ) h2ere a .m/?a insurzkce claim i s ge=diz5 o r F.2s heerr Drope--;y, z5 p m ci100ses t o coz77t>- cke proge=cy t o me,. ?+%C w i l l ~ C C ~ I ) C O Z V ~ ~ > C = a d .6 t d l 1 p q i.3D the rrrowt of I - T i ' s L.z-rzstm~~lt.Tf ELXI 60es ~ o coz-~eyt h e proPercy t o m , .i-,dez=ific+tion shrll be c a l m l z z e C k eccor&cs v i t h a r a g r z g h (c) ..
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a E.:LJD/;"<~- r s u r e c e c l a l n Is pe16ifg o r krs Seer? 92% 52 2-11 L L t k s - r q e r = j r F ~ i s owced by k Z , b u t i s , cz t h t f f a c t i v e Drte, s t l j j e c t t o a contz=c= of . s r l e hs;retz Im zm.6 a t e r d ,sr-ey,. h i wlll proceee, at its s o l e 8iscZetio.?, t s c l o s e t?t c o z t r r r t 'of sale (iz whicl? case :he ar?.o=c 05 ~ & ? z f i c a t i o l k l l 5e czlccl=Ze< i 1z.ccor?z:ce wick s s & ~ a r a c r a s ' n (c)) o r t o convey cEe groFerty to Kolortgagee (iz .&ic:? case tka tc :l a ; , of F z ~ e w - i f i c a ~ ~s o n l 3e c a l d g k ? k a c c o r d z c e w i t 3 s l l S p r z - z i ~ a ~(3) , kl b )
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f ) =ere, after the & t z t k a c t k z . \ ~ ~ - a e =FS siy-eC, if z ~ yo z ? ( s ) ' i r c l u & 2 In chis t l P . c r c ~ a e ~ez+ s t r t = r . l i c e r e f l z z-. e d W C , t h e A ~ r t e ! n e xw i l l e:cct=Z t o ths zew lo=. t ~ =y ' If t h e l o t ? (s)' a r e s t z t = l ; l l j r e ~ C Z Z ~ L I C Chy roth her lenEe-r, tks A ~ r = e n e n wLll e x t ~ ~ to Z t ld tk= zew lo=: z d m C w i l l co=ti=-?cz t o 3e res_zorsible f o r aC?e=i=c t o t e z s cf the 2.~e=mezt.
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tsXs C Z ~ c~"diti011s of t h i s .Ssrb+'-C= s k t l l c 3 z s z < t c t e 2 . Jzy mztecizl 5r02ch of t 5 ~ S Mor:ceget Review In2e?ez?e.n-t c r o ~ y < s f o r i q o s i t l s n 05 e&n;niniskrativ:! s a x ~ i o z s y ~ 5 % =crrci ~ ~ e i z mic gc--sclzt t o 2.: C s z ? . Jar= 25.
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t, s ecly ? x ? c ~ t s &h i s . ~ - ~ z ~ - e ~ e =ztc ~ i - r e . , i ~ + e-ld t err , when s . < W : - ~ ? ! ~ O F ~h t p e r c i ~ , h e r e t o F ~ v + & t e i by c% 2par:its ser, foqc% below.
--
Case 1:04-cr-00102-WYD
. . . .
Document 328
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Filed 06/08/2006
Page 19 of 41
Insurance Operations Division Financial Operations Center STATEMENT OF ACCOUNT INDEMNIFICATICN CHARGES FOR FHA CASE NUMBER: 052-1 727592
I c e r t i f y that the foregoing i s true and correct.
United States of America . Secretary of Housing and Urban Development Date : 11/22/2005 ~ichael'~. DeMarco. Oirector Insurance Opera tio& Division Financial Operations Center
ELEANOR L. BllLSON Notary Public, State of New York No. 01BU6070109 Qualified in Albany County Sworn :'and subscribed before m this 22nd day of November, 2005. e Commission Expires 2/19/2 00 b
Botary Yublrc
rYL%-L 3 ,,
001876
Case 1:04-cr-00102-WYD
Document 328
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Filed 06/08/2006
Page 20 of 41
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Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 21 of 41
U.S. .. -.. - . . . . . . . . . of. .Housing and Urban Development Department . . . . . . . . . . . .- . . -
Albany Office 5 2 corporate Circle Albany, New York 12203-5 121
MORTGAGEE ID: 39325 ENDORSEMENT DATE: 09105101
Mercury Mortgage Co., Inc. 5525 East 51'' Street Tulsa, OK 74135
DEMAND FOR PAYMENT SUBJECT: Settlement Agreement signed: 12/01/03 FHA Case Number: 052-1727592 HUD Claim Number: 72-0702650 Property Address: 14662 E. Elk Place Denver, CO 80239
Dear SirMadam
Under the terms of the Indemnification Agreement (copy enclosed), your company must indemnify the Department of Housing and Urban Development (HUD) for any losses sustained in connection with claims on single-family mortgages identified in the agreement.
HUD has paid a claim on the above FHA Case Number and we have computed the Department's investment in this claim (see enclosed breakdown of charges).
Please make your check h r $67,847.70 payable to the Department of Housing and Urban Development and forward it with a copy of this letter within 30 days of the date of this notice to: Bank of America HUD SF Indemnifications PO Box 198762 Atlanta, GA 30384 Please note the HUD claim number on the check and include a copy of this letter with your remittance so that your account will be correctly credited.
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 22 of 41
Ifpayment is not received within 30 days from the date of this letter, interest at the Treasury rate will begin to accrue on the principal balance owed from the date of this letter until f paid. L you do not make the full payment or enter into an acceptable repayment plan by 90 days from the date of this letter, HUD may: Offset any eligible Federal funds that may be due you, including FHA single family mortgage insurance benefits Obtain a judgment against you in Federal Court Refer your debt to the Department of Treasury for collection, including referral to private collection agencies After 90 days, we reserve the right to add penalties and administrative costs. The addition of penalties and administrative costs is authorized under the Debt Collection Act of 1982 (?L 97-365) as amended by the Debt Collection Improvement Act of 1996 (PL 104-134). These Acts also authorize the use of administrative offset (31 USC 3716) to withhold Federal payments to collect delinquent debt. Through the Treasury Offset Program (TOP), any payments owed to your company by any agency of the US Government can be offset to reduce the amount owed on your delinquent account. Alternatively, Treasury may refer this debt to a private collection agency. Should this debt be referred to Treasury, collection fees and charges of 28% or more may be added to it. Thank you for your cooperation in this matter. If you cannot pay the balance in full within 30 days, please call the following number to discuss alternative payment methods before the 30-day period expires. The debt will still be subject to interest, penalties, and fees, but HUD will not pursue enforced collections if you remain current in an agreed upon payment plan. If you have questions about the debt or need further documentation, please call me at (800) 6695 152, extension 423 8, or you may email me at [email protected] also.
Sincerely,
Loan Senicing Specialist Insurance Operations Division
Enclosure
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 23 of 41
. .
\To"
Y
, TEZ?3?ORS ,' ITXI a r d Kercu-y Moztgage C o m ~ a n y [XXC), I 3 $ 3,93250003 6 a c r e s a s follows:
be
1. Mercc--y M o z t ~ a g eCor;roa~gra s r e e s t o ir.dem-ify EYuZl f o r l o s s e s whic", have,beer. o r m: a / i _ - - c u r r e dr e l a t e d t o F< ~ i s X L ~ E - ~ S : :X z
Case NLlmjer 052-1556630 052-1456550 052-1615206 052-1384587 052-1169726
Mortcacor Ralrez Renteria Sose L n i s 3.adrici;ez Rcelas Tizcarero-Izacbeta
,Case Number 051-1573697 052-1727592 052-1572373 052-154725:
tkrtaacor Zedon J e s u s RoEzipez L. R o d r i s e : Ter-azas date of signing.
where t 5 e s e l o c ~ s SO i n t o c e z z c l t w i t h i 2 f i v e y e a r s from t h e i n d e m i f i c a c i o r - sk.211 b e made ir- accor2a-ce wick t k r f o l l o x i r q ce-ns:
2)
. -
where, a s of t h e d a c s of si?-iilg ( E f f e c t i v e Dace) of a?- i n ~ e r n - q i f i c a t i o nAgreernezt (9-greemezc), a ~ X / P U L - i n s u r a n c z c l a i n h2s not been s&micceci t o .cl?SD, no claim f o r i ~ s u r a n c e h a l l be s u j m i t t e d by EdC. PA1 FXD r s q i r + r n e n t s f o z se-r;ricirg and payment of s morcsage i n s u ~ u c epremiums w i l l be observed with r e s p e c t t o such morcgagts. In t h e ever-t of a v a l i d c l a i m f o r I 3 s ; l r r r c e from a ' transZ2ree of ar-y mortgages covered by t h i s Aqreement, i ~ c ! e ~i c a t i o n w i l l be i n .accordzr?ck with p a z a c r a g h (51, (c), ( 6 ), o r (e) i f whichever a?_olFes. k-irj's in-restment i n c l u d e s , but i s ?.ot l i m i ~ e dt o : 'the f u l l enounc of t h e i n s u r a n c e c l a i m a c t u a l l y caicl; any l o s s m i t i c a c l c n g a r z i a L claims; a l l c a 2 s 22d. a s s e s s m e n t s paid. o r p r y & l e by 3 J D ; a l l m a i n t e z ~ q c e an6 o n e r a t i n g e-qenses p a i d o r g a y a b l e by I.?!, i l c l c d i n g c o s t s 05 r e h a b i l i t a t i o n . a c d p r e s e m t i o n , l c s s mitigation, a l l s 2 1 e s e : q e n s e s , wkere a ? g l i c l j l e , and ar,y o t h e r e:qe?.ses IIUD m y i n c u r with r e s p e c t t o the property.
I.
.
-
b ) Where a EZ/KE.a- i n s u r ~ c c claim Is pending o r h a s been p a i d i n f u l l 'an2kW o m s t k e . - p r o _ n e ~ . ~ y ~ z r ? d ~ k ~ ~ ~ o o s e . s ~ ~ t o ~ c . o ~ v e y ~ ~ t ~ = ~ p r o p t - . o nt y i at c e . - ~, . ~ ;~ -acceu e c ~ v e ~ z o ~ C ~ ~ I F i t h e amoczcc of mn's i l k s t l ~ ~ e l t If . ;ill docs r o c coc7rey t h e p r o p e r ~ y o FC, t i c d e m n i f i c a t i o n s h a l l be czlcc?.attB i?.accordance with paracr=_rh ( c )
.
C ) Wherela HUD/ET-:~ i n s u r a c c claim h a s been p a i d i n f u l l ' azd t5r p r o p e r t y h a s b e e 5 sold. 5 7 ETJD t o 2 t h i r e n a r t y , t h e a m ~ ~ : t of i - e e p - i f i c a t i o n i s i: 7 1 1 - Ds h v e s t m e n t e s d e f i ~ e c ! n L i p=z2gza;h ( a ) , mio-us t h t s a l t s p r i c e o f t,he property. Iiowever, i? =:=e s e l e s p r i c e o f t h e p r o g e r t y exceeds t h e sum o f cke lcll .=moult of i ~ s u r a n c e c l a i m ; any l o s s r n i t i p z t i o n p a r t . i a 1 c l a i m s ; . a l l t a x e s and assessments; a l l m a i n t e ~ a n c ea-d o p e r a c i n c e q e n s e c ; . e l l y t s a l e s e - p e n s e s , a d 2 ~ o t h e r e:qezses incurzed, by KCiD, k i U i . w i l l r e t ~ i n h i s excess, q d w i l l n o t re-ire a z y inc?emzificacior from the lerrder.
icsura--ce c l ~ i r ni s pe=c!i~qo r has been p a l e i n f u l l a d 'the grooezty is OW-ed by > T, b u t i s , on t k t 2 f f e c t i v e Date, s & j e c t t o a c c z z r a c t of s a l e between ~:r, % I .i~ and a t h i r d p z r t y , IZD w i l l proceecl, a t i t s s o l e d i s c r e t i o n , t o c l o s e the contzact of s a l e ( i r - which c a s e t h e amount of Fzdemnific-tion s h a l l be c a l c - z l a t e d i n a c c o r d ~ n c ewith s u S c t r a c r a g b ( c ) ) o r t o coEvey t h e p r o p e r t y t o M o r c g a ~ e t ( i n which case t h e arount of incemnif i c a t i o n s h a l l be c a l c u l a t e & i n accordrrrco, with s..&s=r=sr=ph (bj ) .
6 ) Where a IIUD/EF-~-
e ) In a q y o t h e r c a s e where 2 55?)/Z3 i - s u r m c e claim i s peacl-g o r has bee2 p a i d , t k t mortsagee s h a l l i r C e m s i f y k . i n t h e amount. of k i ' s i n v e s t m e r = . These claims inclcke b u t a r e n o t l i m i t e d t o : p r e - f o r + c l o s u r e s a l e l o s s e s , d e e d - i n - l i e u 05 foreclosure l o s s e s , . a s s i 5 a m e n t s , 1os.s m i t i g a t i o n l o s s e s , o r l o s s e s fkcm E z f a c l c s on notes iss;?ed ill c o r m e c t i o n w i t h a p a r c i a l claim.
-.
A-sreerner-t .
2.
-
f ) Where, e f t e r t h e Z t c e t h e t t h e ;-gr~ernent is s i ~ - e d , i f 21ly l o a n ( s ) included i n t h i s -. .=-creernent a r e ' s t r e a n l i n e r e r l - a n c e ? by MXC, t h e ?.~reernsr?t w i l l e x c e r z t o ti12 nerd l o a c . If t h e l o z z ( s ) a r e s t r e z m l i z e r e l i z a n c e d by &?other l e n c e r , t h e .Agreenent w i l l exzend t o t h e new l o z ~ z d MMC w i l l concirce' t o be r e s j o n s i b l e f o r ~ < ? e r i n g t o 2 r m s of the a
m a t t r i a l bretc:? of t h e t e n s znd c o ~ d i t i o n s of t h i s Pcreer;.ent s h a l l c c r s e i t c c = ~ ~ c e p e n d e x cr o w d sf o r imposicioc 02 a d m i r i s t r a r i v e s a s c c i o n s by :he. Mortcacee -2e~rie;r ~ a o a r 3 2 q a i n s c %C g u r s u a r t t o 2 4 C Z . D2rc 25.
. -
W>E?.Z?ORS, t h e g a r t i e s h e r e t o hz5-2 d c l y e:ctcucec! t h i s - ~ - ~ = e e m e z tf .5 e c z i v e whcn sisr-tE zzd c, I;-=tt" by t h e p z r t i e s s e c f o r t h 'selo.4.
Mercury Mortgage Cc=gary
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 24 of 41
Insurance Operations Division Financial Operations Center STATEMENT OF ACCOUNT INDEMNIFICATION CHARGES
FOR FHA CASE NUMBER:
052-1547254
TOTAL EXPENSE O&
TOTAL CLAIM PAYMENT TO SERVICING LENOER
FOR TAKING CARE OF THE
FLUS TOTAL SALES
I c.ertify that the foregoing i s t r u e and correct.
United S t a t e s of America Date :
i l i b 1s s
Michael C. DeMarco, Directok Insurance @ratio& Division Financial Operations Center
ELEANOR I . BULSON 'otary Public, State of New York No. 01BU6070109
e Sworn and subscribed before m t h i s 6 t h day of December, 2005.
Notary Public
Case 1:04-cr-00102-WYD
Document 328
U.S. Department of
Filed 06/08/2006
d
n '!g .
and Urban Development
Page 25 of 41
. .-
Albany Ofice
52 Corporate Circle Albany, New York 12203-5121
lMORTGAGEE ID: 39325 ENDORSEMENT DATE: 06/20/0l
No'
z 12005
Mercury Mortgage Co Inc 5525 East 51'' Street Tulsa, O K 74135 DEMAND FOR PAYMENT SUBJECT: Settlement Agreement signed: 12/01/03 FHA Case Number: 052-1547254 HUD Claim Number: 720704479 Property Address: 1237 W Custer Place Denver, CO 80223
Dear SirJMadam:
Under the terns of the Indemnification Agreement (copy enclosed), your company must indemnify the Department of Housing and Urban Development (HTJD) for any losses sustained in connection with claims on single-family mortgages identified in the agreement. HUD has paid a claim on the above FHA Case ]'lumber and we have computed the Dr:partment's investment in this claim (see enclosed breakdown of charges). Please make your check for $11,461.59 payable to the Department of Housing and Urban Development and forward it with a copy of this letter within 30 days of the date of this notice to: Bank of America HUD SF Indemnifications PO Box 198762 Atlanta, GA 30384 Please note the HUD claim number on the check and.include a copy of this letter with your remittance so that your account will be correctly credited. he address for transmittal via FedX, UPS, and other overnight courier services is: Bank of h e r i c a 1075 Interloop Road, Second Floor College Park, GA 30337 To assist in the posting of these payments, be sure to note "Lockbox 198762" and the HJD claim number on the front of the check for the payments sent via courier.
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 26 of 41
If payment is not received within 30 days fiom the date of this letter, interest at the Treasury rate will begin to accrue on the principal balance owed fiom the date of this letter until paid. If you do not make the full payment or enter into an acceptable repayment plan by 90 days from the date of h s letter, HUD may: Offset any eligible Federal funds that may be due you, including FHA single family mortgage insurance benefits Obtain a judgment against you in Federal Court Refer your debt to the Department of Treasury for collection, including referral to private collection agencies After 90 days, we reserve the right to add penalties and administrative costs. The addition of penalties and administrative costs is authorized under the Debt Collection Act of 1982 (PL 97-365) as amended by the Debt Collection Improvement Act of 1996 (PL 104-134). These Acts also authorize the use of administrative offset (3 1 USC 3716) to withhold Federal payments to collect delinquent debt. Through the Treasury Offset Program (TOP), any payments owed to your company by any agency of the US Government can be offset to reduce the amount owed on your delinquent account. Alternatively, Treasury may refer this debt to a private collection agency. Should this debt be referred to Treasury, collection fees and charges of 28% or more may be added to it. Thank you for your cooperation in this matter. If you cannot pay the balance in full within 30 days, please call the following number to discuss alternative payment methods before the 30-day period expires. The debt will still be subject to interest, penalties, and fees, but HUD will not pursue enforced collections if you remain current in an agreed upon payment plan. If you have questions about the debt or need further documentation, please call me at (800) 6695 152, extension 4281, or you may email me at [email protected] also. Sincerely,
Patrick W. Porter Loan Servicing Specialist Insurance Operations Division
Enclosure
Case 1:04-cr-00102-WYD
INDE~IFTCATION AGREE. Document 328 Filed 06/08/20062NT Page 27 of 41
. . .
AT J- 1
OW,
TE.:E??ORE,-
k i a ~ Mercu-y Moztgage C a z q a n y (MC) , I D # 3932500036 d
.-tgr2=a s f o l l c v s :
1. Mercu-y K o r t s a g e C c q a ~ yacyrees t o iderw?ify E D f o r l o s s e s which have . b e t = o r may be L i r c x r r e c ! r e l a t e ? t o KG4 c a s e N~mkers: . . .
Case N o h e r 052-1556630 052-1456550 052-1616206 052 -13 84587 052-1165726
Mortcacor Raair e z ?.erteria Zose L u i s B o c k i q e z Ruelas Tircarero-lracheta
,Case Numjer 051-1573 657 052-1727552 052-1572373 052-1547254
Porcaacor Zedon Zesus R o d r i p e z L. R o L - i s e z Tezrazas date of
where t h e s e 1 ~ 2 - 1 ~ i ~ c oe e f z u l t w i t h i 2 f i v e - y ~ ~ rf z o n t h e 50 s i r ? d = m n i f i c a t i o r s h a l l b e mzce i - a c c 3 r 2 a ~ c e i t h t k e r o ~ l o w i n s e r n : w t
siar_iEg.
a) where, a s o f t h e d a t e of s i ~ ~ i s g (EffeciFve DLce) of a= I n d e m . ? i f i c z t i o n igreemert (P.greemenc), a E-VU/EL~ I ~ s u z a z c zclaim h2s' not been s u b m i t t e d t o k m , r.0 claim f o r i c s u r a n c e s h a l l b e s u j r n i t t e d by =C. PL1 F 3 requirements f o r s e r v i c i n g a ~ payment of d morccacz i n s u r a z c e prerniurns w i l l be obse-ned wit:? r e s p e c t t o s u c h morrgaqes. I n cf?e e v e z t of a v a l i d claim f o r i n s u r z r c e from t r a n s z e r e e of a r y rnorrgages covered by t h i s Acreerneat, i ~ c l e m i f i c z c f o n w i l l b e i n . a c c o r d a c e wiih p a z ~ c ~ p( h ) , ( c ) , ( c ) o r (e) b , . ' , wn~c?-eveza ~ p l i e s ..ml.s in:~estrne-c i n c l u d e s , but i s r.ot l i m i t e d t o : t h e f u l l ~ X C C E C 05 t h e i n s u r a c & c l a i m a c t u a l l y gaicl; any l o s s m i r i a a r l c n p a r c i a L claims; a l l c a e s x . d e s s e s s r n e l t s p e l 6 o r p a w l e by S r t ; all m a i n t e n ~ ~ ca..d o g e r e r i n ~ e - ~ m s e sg a i d o r e p a y a b l e b y Ei, iacludincy c o s t s of r e h a b i l i t a t i o n .ar.d p r e s e - m t i o n , l o s s rniticaclon, a l l s a l e s e.Ve.lses, wkers a g p l i c z j l e , ar.d a y o t h e r ezqezses hW mry i n c u r w i t h r e n e c t t o t h e propercy.
b ) Where a IIUD/E"
.
C ) Where/ a HUD/EZZX i n s u r m c e claim h a s been p a i d i n f u l l - and t k t p r o p e r t y has., been s o l d 5 5 ~E m t o a t h i r d S e r t y , t h e a m o ~ l tof i.?C=m-ificat&on i s k W ' s k~lves~rner-cs defizec? i n a p r r = g r a p h ( a ) , m i n i l s the s a l e s p r i c e of t,he propercy. Eowever, i f t l e s a l e s p r i c e of the p r o g e r t y exceeds t h e sum of c:?e E u l l amount of i ~ s u r a n c e c l a i m ; any l o s s d t i a a t i o n p a r c . i a l c l a i m s ; a l l t a x e s and assessments; a l l mainte-axe c d o p e r a t i n g e q e n s e s ;. a l l s r l p s e-.menses, a d any o t h e r e:qeases i n c u r r e d by HUD, k m w i l l r e t a i n t h i s excess, ac& w i l l noc r e q u i r e r ~ iy c l e ~ z i f i c a t i o r ? . n from t h e l e i d e r .
c) Where a m/%:ai n s u r a n c e claim i s pe2cli-r.g o r has been p e i d i n f u l l x d .the SroSerty i s owned b y I:-c13, 5 u t i s , on t h e Z f f e c t i v e Date, suhject t o z c r z Z z z c t of s a l e b e c - * r e ~ ~ E:t ezd a t h i r d p a r t y , Ei : w i l l proceed, a t i t s s o l e d i s c r e t i o n , t o c l o s e the c o n t r a c t of s e l e ( i r - which c a s e t h e amaunt of Izdemnificztion s h a l l b e c a l c z l a t e d i n accord=-co w i t h s-&>aracraph ( c ) ) o r t o cocvey t k e p r o p e r t y t o Morcge~ec ( i c which case t h e anaunt of indemnificatFon s h a l l . be c a l c u l a t e d i n accordaocz with s & p a r a s r a n h ( b j )
.
e ) I n any o t h e r c a s e where -a FT~D/XX.. i ~ s u r 2 n c eclaim i s p e z l i y o r has bee" p a i d , t.h.2 mortcacee s h a l l ire=zi-cify E-XlD i~ t h e amount. of k i ' s investrner-=. These claims i n c l u e e but a r e n o t l i m i t e d t o : p r = - f o r t c l o s u r e s a l e l o s s e s , &e&d-in-1ieu of f o r e c l o s u r e l o s s e s , assicnments, l o s s m i t i o a t r o l l l o s s e s , o r l o s s e s from c k f a c l t s on n o t e s issuzcl iq c ~ r ~ e c t i w nt h a g a r r i a l claim. oi f ) Where, a f t e r t h e d a t e t h + t t h e ;-cjreemeat i s s i p e 6 , i f ar-YJ l o = ( s ) i n c l u d e e i n t h i s .>-5reemez.t a r e s t r e a m l i n e refizanced, by MHC, t h e A ~ r e e a e n tw i l l e x c e ~ dt o t h e nerd 1 0 ~ 7 . If t h e l o t r ? ( s ) a r e s t r e a n l i n e refizIz?cecl by r ~ o t h e r e n d e r , t h s Agreement w i l l e;c=ez.d to l t h e new loar? a n d MMC w i l l c o n c i r c e t o be resgonsible f o r aC2ering t o r e m s of the P-setrnert
.
'
2 :
?ciy m a t e r i a l br22ch of t h e t e n s a a d c o n e i t i o n s of t h i s P - ~ r z e z e n t s h a l l c c r s t i t u t e Izde?ezxie=c g r o ~ ~ d o r i m ~ o s i e i o r .of a d n i z l s t r a t i v e ser,ccior?s b y t k e . Mortcjager 9evie-4 f s aoard a a i i r - s t XKC g u r s u e r ~t o 2 4 C F . P t r t 25.
- > , ~ ~ k e~ g a r t i e s~ h e r e t o ka:re l u l y exscuted t h i s .1.grzemer.t,. e f f t c ~ i v e , t . q u wbe-r s i c j ~ e d 2x2 d a t e 2 by t h e p a r t i e s s e c f o r z h belcw. ~
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 28 of 41
DATE 11/10/05 S.F.I.S. TERMINATION TIME 15 : 12:10 FHA CASE NUMBER: 052-2266908 SERVICER: 24893' HOLDER: 24893 SECTION OF ACT: 0703 FUND: M GROUP ACCT CODE: 0261 ORIGINAL AMOUNT INSURED: $216,601 UNPAID PRINCIPAL BALANCE: $208,628.36 INTEREST RATE: 7.000 BEGIN AMORTIZATION DATE: 07/02
FUNCTION E 06 NEXT CASE NO 052-2266908 STATUS: ACTIVE MORTGAGOR: VELOZ, ARTURO SOCIAL SECURITY NO: PREMIUM RATE: -005 TERM IN MONTHS: 360 MATURITY MM/YY: 07/32 TOTAL PREPAID PREMIUM:
$3,201.00
TERMINATION DATE: TERMINATION PROCESS DATE: DURATION OF INSURANCE: SOURCE OF TERMINATION : ENTER:=PROCESS Fl=HELP F2=SIGN OFF
DEFAULT INDICATOR: TYPE OF TERMINATION: SERVICER AT TERMINATION:
F3=CHANGE
CLEAR=MENU
TIME 15:12:30 FHA CASE NUMBER: 052-2272903 SERVICER: 24893 HOLDER: 77396 SECTION OF ACT: 0703 FUND: M GROUP ACCT CODE: 0261 ORIGINAL AMOUNT INSURED: $218,438 UNPAID PRINCIPAL BALANCE: $215,444.42 INTZREST RATE: 7.000 BEGIN AMORTIZATION DATE: 07/02
Case 1:04-cr-00102-WYD Document 328 DATE 11/10/05 S .F . I.S . TERMINATION
Filed 06/08/2006
Page 29 of 41
FUNCTION E 06 NEXT CASE NO 052-2272903 STATUS: TERMINATED MORTGAGOR : VI DAL, JOSE ARMAND0 SOCIAL SECURITY NO: PREMIUM RATE: .005 TERM IN MONTHS: 360 MATURITY MM/YY: 07/32 TOTAL PREPAID PREMIUM:
$3,228.15
TERMIKATION DATE: 10/22/03 TERP4INATION PROCESS DATE: 11/05/03 DUWiTION OF INSURANCE: 015 SOURCE OF TERMINATION: 5 COLL SYS ENTER-PROCESS 00 Fl=HELP F2=SIGN OFF
DEFAULT INDICATOR: TYPE OF TERMINATION: 23 SERVICER AT TERMINATION: 24893
F3=CHANGE
CLEAR=MENU
i?cC:T,q,j
C-
lefM
,*)n,q
-pi rJc 2 9
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 30 of 41
DATE 11/10/05 S.F.I.S. TERMINATION TIME 15:10:39 FHA CASE NUMBER: 052-1924858 SERVICER: 42162 HOLDER: 42162 SECTION OF ACT: 0703 FUND: M GROUP ACCT CODE: 0261 ORIGINAL AMOUNT INSURED: $153,294 UNFAID PRINCIPAL BALANCE: $149,149.28 INTEREST RATE: 6.750 BEGIN AMORTIZATION DATE: 12/01
FUNCTION E 06 NEXT CASE NO 052-1924858 STATUS : CLAIM MORTGAGOR: BURCIAGA-LOYA, EDMUNDO SOCIAL SECURITY NO: PREMIUM RATE: .005 TERM IN MONTHS : 360 MATURITY MM/YY: 12/31 TOTAL PREPAID PREMIUM:
$2,265.43
TERMINATION DATE: 03/19/04 TERMINATION PROCESS DATE: 05/14/04 DURATION OF INSURANCE: 019 SOURCE OF TERMINATION: ENTER=PROCESS Fl=HELP UNKNOWN F2=SIGN OFF
DEFAULT INDICATOR: TYPE OF TERMINATION: 25 SERVICER AT TERMINATION: 42162
F3=CHANGE
CLEAR=MENU
SFIS Claim Status Result Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 31 of Page 1 of 2 41
SFIS Claim Status ~ e s u l t @
Duplicate Advice of Payment
GMAC MORTGAGE CORPORATION CORPORATE ACCOUNTING P P BOX 963 HORSHAM PA 190449417 DEAR SIR OR MADAM: SUBIECT: FHA CASE NUMBER. 052-1924858J PROPERTY ADDRESS: MORTGAGOR NAME: SERVICER NAME: PAYMENT TYPE: SECT OF ACT: SETTLEMENT DATE: DATE CLAIM REC'D: 2951 WEST 74TH AVEN LOYA,EDMLTNDO FlTLL 0703 05/14/2004 05/07/2004
ADVICE OF PAYMENT WESTMINSTER CO 80030
MORTGAGEE REF. NO: CLAIM TYPE: SCHEDULE NUMBER: DUE DATE LAST INSTALLMENT: DEDUCTION EXPENSE
681600357308123 PRE-FORECLOSURE 0155E 06/01/2003 INTEREST RATE
(LINE NO.) ****DESCRIPTION**** (0 17) UNPAID PRINCIPAL BALANCE (107) ADJUSTED LOAN BALANCE (1 08) SALEBIDIAPPRAISAL VALUE (109) ESCROW BALANCE (1 10) TOTAL DISBURSEMENTS P&P (1 11) TOTAL DISBURSEMENTS (1 12) ATTORNEY/TRUSTEE FEES PD (1 13) FORECL., ACQUIS., CONVY. (1 14) BANKRUPTCY FEE (1 15) RENTAL INCOME (1.16)RENTAL E D E N S E (1 17) TO'TAL TAXES ON DEED (27 OR 1 18) AMOUNT OF DAMAGE (1 19) ADJUSTED DAMAGE (120) SPE.ClAL ASSESSMENTS (121) MORTGAGE NOTE MTEREST FORBEARANCE (COINS. ONLY) (122) M0:RT. INSURANCE PREMIUM (123) UNAPPLlED 235 ASSISTANCE (124) OW-RPALD 23 5 SUBSIDY (125) 0VE;RHEAD COST (126) UNCOLLECTED INTEREST (127) AMOUNT DUE FROM BUYER (128) AMOUNT OWED TO BUYER (129) CLOSING COSTS/ ADMM FEE (130) AF'P.LNSAL FEE
Case 1:04-cr-00102-WYD SFIS Claim Status Result
(13 1) I>EF.JUDGMT COST &FEES (999) C O M S U W C E RESERVE AMT INT. FROM 08/01/2003 TO 04/18/2004
Document 328
Filed 06/08/2006
Page 32 of 41 2 of 2 Page
FHA SETTLEMENT AMOUNT: LESS OFFSET AMOUNT : LESS RESERVE AMOUNT(C0INS): LESS PAPER PROCESSING FEE: FHA DEBENTURE PAYMENT: FHA EFT PAYMENT: SUBJECT:
FHA CASE NO: 052-1924858J MTGEE REF NO: 681600357308123
ADVICE OF PAYMENT ADJUSTMENTS SCHED: 0155E STTLDT: . 05/14/2004
ADJUSTMENTS HAVE BEEN MADE TO YOUR CLATh4 FOR THE REASONS SHOWN BELOW: ITEM NO: REASONS:
DATE FORM PREPARED OR DATEFORM OR MIC RECEIVED GREATER THAN THE DATE OF PFS CLOSING PLUS 30 DAYS. INTEREST CURTAILED TO THE DATE OF PFS CLOSING PLUS 30 DAYS.
[email protected] Questions concerning this letter should be emailed to SingleFamily Claims at Including your Case Number, Servicer ID, and the KEYWORDS"Advice of Payment Letter" in the SUBJECT line will help us provide a quicker response.
IHomel
1SF FHA.
ISF SERVl
[Claimsl
The undersigned hereby certifies that the foregoing SFIS Claim Status Result - Duplicate Advice of Payment letter as annotated - was prepared &om the books and records of the U.S. Department of Housing and Urban Development and that, to the best of her .howledge and belief, correctly reflects the status of the account.
~b4.L
PiQ,'%L.
/5
day of November, 2005
Sarah Pierce Martin, Chief Single Family Claims Branch, HWFPC Sworn and subscribed before me this Richard Kayne Notary pubtic, District of Columbia My Commission Expires 05-31-2009
Case 1:04-cr-00102-WYD
Document 328
Filed 06/08/2006
Page 33 of 41
DATE 11/10/05 S.F. I.S
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