Free Order - District Court of Delaware - Delaware

_ Case 1:04-cv—O1488-JJF Document 69-2 Filed O4/16/2007 Page1 of 4 I

. Case 1:04-cv-01488-JJF Document 69-2 Filed O4/16/2007 Page 2 of 4
EMAIL Notice
Subject: Federal Court's Notice of Proposed Class Action Settlement. Please Read.
Robert K Townes, IV v. TrmisUni0u LLC and TrueLinlr, Inc., Case No. 04-1488 (USDC, Distric! 0fDeIawm·e)
A FEDERAL COURT ORDERED THIS NOTICE. TI-IIS IS NOT A SOLICITATION FROM A LAWYER. TI-IIS IS NOT
A SOLICITATION FROM TRANSUNION OR TRUELINK TO PURCHASE ANYTHING.
PLEASE READ.
You may be eligible to receive a benefit from a class action settlement if you purchased, paid for and
received a credit score or credit monitoring offering from a TransUnion or TrueLink website
(truecredit.com, transunion.com, transunioncs.com, knowyourloanratecom and
freecreditprofile.com) between December 1, 1999 and , 2007.
A federal court has directed that this notice be sent to inform you of a proposed class action settlement.
Records show that you entered into an agreement with a TransUnion and / or TrueLink entity (through
a website) between December 1, 1999 and , 2007 to purchase one or more of the
following ”Offerings": credit score, credit monitoring (offered at various times under one or more of
the following names: TransUnion Credit Monitoring, TransUnion Credit Monitoring Unlimited, Credit
Monitoring, Weekly Credit Alerts, Credit Watch, TransUnion Credit Alerts, 3-Bureau Credit
Monitoring, Credit Inform, Credit Monitor, ID Fraud Watch, Free Credit Profile and Credit Monitoring
Plus FICO Score), Debt Analysis, Borr-owing Power Analysis, or knowyourloanrate mortgage
preparation kit (offered at various times as Mortgage Rate Wizard or Mortgage Rate Simulator). All
individuals, regardless of where they reside, who, between December 1, 1999 and the date of entry of
the Hearing Order, entered into an agreement with any of the Defendants to purchase any of the
Offerings through Defendants' Websites, but did not later obtain a complete refund from any
source, and received said Offering. "Settlement Class" or ”Class," however, shall not include: (i) all
judicial officers in the United States and their families through third degree of relationship; (ii) all
officers, directors, employees or counsel of the Released Parties; (iii) all persons who have already
settled or otherwise compromised their claims against the Defendants; (iv) all persons who Opt-Out;
and (v) all persons who are named plaintiffs in any action pending against any of the Defendants on
the date of entry of the Hearing Order wherein the recovery sought is encompassed by the Released
Claims.
The Settlement will resolve a lawsuit in which claims are made that TransUnion LLC ("TransUnion")
and TrueLinl<, Inc. ("TrueLinl<") (collectively, the ”Defendants") violated the Federal Credit Repair
Organizations Act and similar state laws. Under the Settlement, the Defendants deny that they are
liable, but have agreed to make certain changes to the Offerings and to the advertising and marketing
of the Offerings. In addition, a Settlement Class member who purchased an Offering from one of the
Defendants will receive 3 free months of T1'£:1I`lS Union Credit Monitoring from the Defendants. You
will not be required to purchase anything. These benefits are truly free. All that is necessary is for you
to fill out an Authentication Form to protect your privacy rights. Trans Union Credit Monitoring is a
valuable benefit.
Trans Union Credit Monitoring is offered for sale by both TransUnion and TrueLink. It monitors a
consumer's TransUnion credit file, and also provides unlimited access to your credit report and
score. The current retail value of Trans Union Credit Monitoring is $9.95 per month.
To see if you are a Class Member and to obtain a full Notice of the proposed Settlement, the required
procedures, the Effective Date, the deadlines, your obligations, and your options, you must visit
www.townessettlement.com. This email is only a brief summary of the full Notice that is posted on
the website. You may also obtain the full Notice by calling the Settlement Administrator at 800-
cuoo1x3091·}t»s2.1

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or writing the Settlement Administrator at Townes Settlement, c/ 0 The arden City Group,
Inc., P.O. Box 9114, Dublin, OH 43017-4114.
If you are an eligible Settlement Class member you have rights, obligations and options under the
proposed Settlement. You have until August 20, 2007, to make your decision. Your legal rights are
affected whether you act or not.
SUMMARY or youu Orriorvs
Al. PARTICIPATE IN THE SETTLEMENT AND SUBMIT AN AUTHENTICATION FORM
In order to receive the free months of Trans Union Credit Monitoring, you need only submit an
Authentication Form either on—line or by mail. An Authentication Form may be obtained on-line at
wwwiownessettlement.com, by calling 1-800-262-0454 or by sending a written request to the
Settlement Administrator at Townes Settlement, c/o The Garden City Group, Inc., P.O. Box 9114,
Dublin, OH 43017-4114. Your Authentication Form must be submitted on-line or postmarked (if sent
by mail) not later than 75 days after the Effective Date. For more information on these deadlines, the
Effective Date of the Settlement, the Authentication procedure, and the settlement benefits, you may
visit wwwiownessettlement .com. Do not contact the Court.
2. EXCLUDE YOURSELF FROM THE SETTLEMENT
This is the only option that allows you to bring your own lawsuit against TransUnion and TrueLink.
Your request for exclusion must be mailed to the Settlement Administrator and postmarked on or
before August 27, 2007. Do not contact the Court.
3. OBJECT TO OR COMMENT ON THE SE`l'I`LEMENT/ ATTEND THE HEARING
Write the Court and the Parties about why you do, or do not, support the Settlement or any of its
provisions or about speaking to the Court about the fairness of the Settlement. The Court will hold a
hearing on September 11, 2007, at 2:30 p.m. Your objection must be filed with the Court and served on
counsel for the Parties on or before August 20, 2007.
4. Do Nommc
You will automatically be included in the Settlement Class and give up your right to be part of any
other lawsuit regarding the Offerings, and you will not be eligible to receive the economic relief unless
you submit an Authentication Form.
ATronNEYs’ Feiss, Expenses AND INcENT1v12 AWARD:
Counsel for the Settlement Class have pursued the Litigation on a contingent basis and have paid all
the costs of the Litigation. These lawyers have not yet been paid or recovered any of their expenses.
As part of the Settlement, Class Counsel will seek up to $1.3 million in attorneys’ fees and expenses.
The Court will determine a reasonable fee and expense award at the Fairness Hearing based on Class
Counsel's Fee and Expense Application and responses thereto. Defendants will not oppose Class
Counsel’s Fee and Expense Application. Class Counsel will also ask the Court to approve a $7,500
Incentive Award to the Plaintiff Robert V. Townes, IV. None of these payments will reduce the benefits
you receive. Any money the Court awards Class Counsel and the Plaintiff will be paid by the
Defendants.
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To get complete information about the proposed Settlement, the Authentication orm, the Effective
Date, the deadlines, your obligations, and your options, you must visit www.townessettlemenhcom.
Do not contact the Court.
Please do not reply to this message. We are unable to respond to inquiries sent in reply to this
email. To contact us, please access the official Settlement Website at www.townessett1ement.com.
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