Free Motion for Summary Judgment - District Court of Colorado - Colorado

Case 1:04-cv-00725-RPM

Document 45-21

Filed 07/21/2005

Page 1 of 5

Case 1:04-cv-00725-RPM

Document 45-21

Filed 07/21/2005

Page 2 of 5

LEwrsBRr$Bors.BrscAAxDSMrrEr,r.p &
ATTo&NBys AT LAw 100 \{ALr SliBBT, NrNru pLOoR, NBw yoRK, NEw yoRK 10005_3?01 PHoNB:212.232,1300 I E^x: 2l2.Z32.t3gg I WEBsrrB; wv,w.lbbgl.w.coe TEOntas satlFoRD l\d. DIf,jg:'"DW: Q14 23,^1309 E-MAIL: [email protected]

March1Q2004

FtraNO. 26457.81

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l"eoDa$d I{aoPhee. H. Esd. ?e*ios Coie 18t9WyrkoopS{reet Suilo700 De.Ner, 80204-1043 CO Re;
We,stdesner Ilrsuecs CoBrallv Fi! Mauag&eotlrotectionlnsuran&poticv

Insuod: Policier,, ClainNo,: Maltr:

lto Quiaro'sCorporation DON G2163s662 &DON 648451 W2. X390L9630918
pi.h--s tz <^t Utnrlo, Richard,F, ^:^- Uart rt--t, ^l , Schad.en, Schaaerl Z. nrintetg,',t. Wfc Lay'rerce John ?odd a,td J,

Wlion H Nichzrsonv- Theeuizno,sCorporuBon, Richad E.

DeoLenl FiIe InsuraaceCoDpa4y(Wes&fFstef) ard its claimc odmilish.dror USAC-ACE Tr,t""1Gtiffi# ACB ). )Jli!, o, yo* dated i f:,:ryEdn:e (the..Actiotr'1. $&losirg *py "rU" c"-prJJifi" :i1"jp,ri",,f i" lmulry23,2004, theoapnorcd &atter bmriogitrdexnurarber O4_CV{4!S A-"A-i"-h" Oi*i"r *a. courtfq*thecitv ardcounty iieovet, of colotdo.*'i"pri"il"affi*"a of lar ' u.i" shalbave Doeadngs ir rtecaptioned uotuue thc ser forth poriao oftfrilI"p-""iifi Ac we havo beenpmvided orJv with copies-of fhe Coeplaint, We,slchestr poUcy No. DON c216356620O2 (rh 2003-04 p;licy), Westohesler policy No. DON6484 (ttu,2W1'i#-iuril* St As you know, v/e do ooltnsello W-eslchesrer

oz Policy,"andco[ectivoly the20d3_04 porioy, with tn"1i,oji"iJi, rerotea cDnsspotrdenog oureat)'gis prelioirary ontetr'atf Westciestti, i6 end of iJ_iii"**ou n rig[tsunder policies tbeapplicabli.taw. ;rr*t;il;Uioi?iou iho aa Th" to,rrn aovn'age thepoliciec rhe-cru;z.as,s urder. for 6.erporatl"a C.q"an;J"iiu'""iLp_yf _A theldividualDefedantr oayte tllcatea U,,O,ipit"r as lltn",rt'#;;."* d ".
I,OSANGTS $AIFR^NIACO

28150.1800

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485t!0.t169216.1

Case 1:04-cv-00725-RPM

Document 45-21

Filed 07/21/2005

Page 3 of 5

Lliwrr l'KlEltO[] tsI{tcAAIlD & SMrH ur

LeoMrdIl Maapheq Bsq, Mar& l0- 2004 Pago 2

ttrlsiiporturaltvto lrrodn you or porentiat l:T-t:,!:.T"' TFL."9 9" coverage issus accordaDce Wsdobester,r rD with rcspoosililitya.J rDsurr. ao IgE COMPL{NS

ffi: f*"fi *i*#I*Tli,Til.

*.".."-orai4 do wiohimpryh so we nor to doius "t"*

and oflic*s erizro,s d6fdd.!dt6; n. s*"a.o, of as ruir"ra ffiGof,t#*'iilrlr" om"* ao t-:aaimao rlre of Bo^q nicnara s;$,4 v*_p;d;--s;;a}jillt"""n r. "ru* rawrence' dactor Jobn Tod4direclor and J. (collechvery, AfififffB"*ffiiric rhe Lonpaoy coEploted secatrd .iit*:-I*j* the steD reveroe raergo-witb d;#i#..; rb; Ii^:Y:Tl*

*ffiffi ryim u-q;*tm,r;,ffi1#sf{:,lQtffi DjndoparediD_'!el;de;a-n;-fr ,"d$fr #:&H,ffi;|i"",f_:t*ffinl*i
ri, -Deceobir zooq *.h*I{ Quizno's conu.mqrated a

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i::::yl

of18,000 of cgoqeq/, shsf the es

"l:.y"-:*.pro"b&e compaov (tho 'lr*"ffi JftT"?"""ffi1#""ffi"'Fto &o Fivai8 'tne offer.on
;n"y ii, zifii,lfi.,i$i coryretea

s"-had""s, whi";;;;ffirHffiJ,ffji,1#tflri,f"X*gdffiiJJi purs,4,t to eEzo-our ;8s Mersc aDnourc"a
lJiffii?;fliiffl

ff"#,fji**,Mfih**, r^::1,llr 1'1"q,h"1* -#$ffg$"tfl:H".b';T: ffffi"if;yTl"tr""y:.jtry,ry,*"-:,"*j.pit";h;-A;;;;cffi g1""*yg"*q.ay;"a-i"-u,""tii61f,.ijTffi loilr*oroo ;ffitr?il:-hH.1l:J*TJi"IT*.'._ao,1",ii'JilJ,#",f,J,#pn"," proc;.di''i,, ;*;h"",:d;tffi _^"effilftT,'T il dA:o iii,nu"ff :i,jillLXsa

rmnsaction was iaaaeq.ite "d **G#: #ffi.&"fiL,;lfrT#rf*ffi"ffi1"t *:

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48i0{41G9216,1

_itrcludlngr breach (l) noucrary asagairsi dirctor of actionaglFst defeD{tants of drty a[ defetrdarq ;dd il;.tdd-,t"ffii 14 ], ru*f_

Th Complaint asser& causds four

Case 1:04-cv-00725-RPM

Document 45-21

Filed 07/21/2005

Page 4 of 5

LEW'SBRJ8BoIS BEGAAITD SMI|I{* & L,eolard Macphee, IL Eso, Ma$t 10,2004 Pz.ce3 COVERAGE ANAIYSIS The asagaiost Insureds ,^,,-,- trowever, l!i*+q+-maJter wasrpoded aClaimmade r|ud(th6200344 loqq4 theNickersotr oaneris.exc-lud.ed n*"i*G Ai[ "]-t#i.o^oi_o+ uaj", roroy wlrcl provrdea thelDsurr trotbe [aole lor that - --- shall*' -'' -* Lossctr accc"lat aayCloimoade againet of anyL!su!gd: Based upo4 atisiEg of, or aftihrtrblo ro arryfrct, circnmsiaaco out , "porioi or situariotr whichh6s bee!. the
rcplaoemetrL

subject atrv of wd*etr lotici sive{ uuder *v

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conditio"e, ard.a .lqg" nd*d* loattets purlu.mtto Clauso of the2001_{ 5

th RT,:*t F. to it6 tetuqs200i_oz tolcy, sub]ect and

?he Compldnr rile,e orrt of the srye fac. ed circuEshces tr -rtirut"oloii.i e[d alleger the Eaoe Wrongfirl asrheabov Acis refqenced seb@ actioqwUcA wag -S-iuoe A" o*." 2001-2002 Policy. Accordinslv. NiskeEgq th. maflrrelates U*f L A" .auo cl"pg.6"f poE-a&d

cove.ace tu-ffir&irna**fi" zoor+z *iu
"hrtiGp;i'rh-oe ,etuted

q:n"{"'rw*t"r*t*GJ';#"?;atffi ^trffi,%H.,ffi #:3fr f*f ismore "e roiu"'w*Ll**?llaii#v"-"o"p* :i r.uy Y-T*hgd",p"*"* position
*SHt"*
- _

att reservatiors rigbts of Eadeitr resp""t rn" S"t"ou of

#tiit?"'Nid.*r*

*a

law-6nn,of n lfT.y Eaner. ."p*r* 6inot io,l, reoet4 ctausa 2{D)of the2o0t_02 polioyi."t* dlat-*if iuri iffonatfo aoa aecssary c,harges, aud oosts' fees oxoemes incuredr Io"ur"r" 6y Ihedetuitionof Defense which subjec, ".:*rag" io a"r#" orCr"iJ, rul *ithio Cosb ue " * Lr;^ffi"ii;ffiv*nh"r* questiobs wheuerit is reasouable necssary rotqi! 4 !w frq or ro at thisjur.tur that is go facts theTransaction spe"incally;rvl;is?fri ,jlll*, of ald Tfa-silid :t+ * *"

q,i^",, fjll1s11lrT.{y:F.l to-repieseot i" rlrelilk*.il#*l *.pted_t9 ft" rerer*ioo rhe pip* of

We'sbbetterackoowtedgcs your Iequqstfor its oolseat to retain the law fm

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ofllorri6ol

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ot uoro o*6oe anexptaaarion iluizoo]# ; til"i#'il aon

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RESERVATIONOF RIGETS oo* &aittailindependeart dutios cooperatioa Westhester. of ^ _ rhls coverag qt tht lDsurds to As .., _Pl:*" analt'sis preliminarv. is ACB expresslyreserv* Jiiri ri"rrt**o ,ur* undrits Policies, at,lawandi! cquity,;hedq o.r'oot,.l**C-l*Ao, i".f"aft'&" *f,t t"

thi! letter addreos. to additional """L"g. ypol { !f $e nrovisioas, conditionr, t6@s, exoruuioot, :^"q in thepolicies, ;dffi#-# tonod rheir applicatioDs, *y iuoiri*rili"til"ii-i*#'oo *o

gound, other. tbosg *p*"rv "*-r"tT",rrili.L -i".i*1""iiry YL.T*r'ae" .!"""dupon lhan supplcnrt Eud/or aeend

'orriri ra.V,i"q t"* esst

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4850-1Xt6.9216.r

Case 1:04-cv-00725-RPM

Document 45-21

Filed 07/21/2005

Page 5 of 5

trtMsBRIsBoIsBIgcAAnD & Smnrrl.p
LeolardIL MacPhee Esq. March10,2004 Page 4 dtbotrtio[ Nothingstated herci! md no fulthe( actioatakeoby westcheshror on its bharf thouldbe,coushuod a waiverofdoyofits dgbtsuoder policy, at as the law orid equity. O! the corhary,by providing o. aqvorioi "or**piod*"" t" G. rr-"i"a", thir iy *eig;? -y pri* or-fithlrediscussiots with th9 lrsireds, or Dypalug or agreeEg pay aBya$ountro to --* or oll bhatfoflheTnsureds, Wesbhestr oxpressly oofwaivJaoy do. slucligi; --^,,_,1"__6: eided thq. yol are all,a.eof aay idormatior tbat would iadicate that the

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iltl.t'ffi ,S,ff H(fi *$^*1_*:-T,f:-*,:l'*p*"ti"'wJ.rdli-i"ti;.fi g:.rs"i;rh;G "rffiip,n"*';i#ffi;#uHrTffi P^1,:11tg flg-1"-1t *at aboye-refercoced(elensuri aeitj tle C;"d;;;4,fi;.i;r11,ffi:di*tr Acrio!.
t ''' mdry ACE atd theuDdtsisned DronDttv regalding -;-r?""* developmelts all _.. i -- reedrdi"' ^ii sigdfoatrti"'"i-X^T*"1**' thismalt{ il .r\ h,;,r-_ r

is i"edt* rysition iaaccur.*e,.factui[y, "itrr"i"i p;;i" ;""id, *

5,f?l*:,.1*Ylt_gt

may.irDticate rtre.potiov tuiais;sGffi;;#;; wftout

inrllfs to whomthislrafier hasbeen reioted..

f***3'j::H15-priorwirencoosettol-i"J;Atb"""ri;;Til[t-l;;; "tou "*'"p-G'"" 6,1ffi#;;;i#;Y .'Ji"e "

555ia1:S:*

Ji"Ji;

concming rcaolution 60 . Ir4 we al6olook folward to contiftbg ou! dialogue a of vatious coverage ioouos delitreared ],ourpriotr b corespordence tu"t ,i"t alr-*iu"iaclii H md Quiho's oaltsisofthis !r{tter-

Veryaubrt?urs,

IEWIS BRISBOIS B$GAARD & SMTTHLLP BBP:oD cci cail J, Wil6ou Vicc presideDt Manaeeded:t RiJk TheQuizoo's Masto LLC .l4T5Lawronc Denver,CO80202

485041169216.1