Free Motion in Limine - District Court of Federal Claims - federal

Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 1 of 6

Fidelity's Regulatory Capital As of December 31, 1989 (Thousands)
Line OTS FIRREA Tangible Capital Requirement: Net Worth Under GAAP Less: GAAP Supervisory Goodwill Tangible Capital (Deficit) Tangible Capital Requirement Excess (Deficit) Tangible Capital Amount Ratio

1 2 3 4 5

63,316 (93,002) (29,686) 27,456 (57,142) (29,686) 27,456 (2,230) 54,912 (57,142) (2,230)

3.46% -5.08% -1.62% 1.50% -3.12% -1.62% 1.50% -0.12% 3.00% -3.12% -0.24% 0.00% 0.00% -0.24% 6.40% -6.64%

OTS FIRREA Core Capital Requirement: 6 Tangible Capital (Deficit) 7 Plus: Qualifying Supervisory Goodwill 8 Total Core Capital (Deficit) 9 Core Capital Requirement 10 Core Capital (Deficit) 11 12 13 14 15 16 OTS FIRREA Risk-Based Capital Requirement: Core Capital (Deficit) Plus: Supplementary Capital Plus: Qualifying Supervisory Goodwill Total Risk-Based Capital (Deficit) Risk-Based Capital Requirement Risk-Based Capital (Deficit)

(2,230) 59,271 (61,501)

Note: Line 12 - Fidefity initially was not eligible to count general valuation allowances as supplementary risk-based capital because it had negative core capital.

Source: Capital ~estoration Plan (PX 534 at AST0705451)

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Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 2 of 6

Projected and Required Levels of the Tangible Component of Core Capital (Percent of Assets)
4.00%

3.0O%
Required tangible portion of minimum core capital requireme tr~ 2.00%

1.00%

Tangible Capital P~

0.00%
1989 ~ 1 .' , 1992

'

1993

'

. 1994

-1,00%

of
11194 and

/zero at 1/'I/95, thereby increasing the implicit tangible capital requirement

-2.00%

l

Source: Capital Restoration Plan (PX 534)

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Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 3 of 6

Fidelity's Tangible Capital Ratio Compared to All U.S. Thrifts As of December 31, 1989 to 1 994
8.00%
7.00% 6.88% 7.08%

6.00%

Fidelity All Thrifts

6.21%
5.23%

5.00%
4.00%
3.00%

4.90%

2.00% 1.00%

1.45%

0.0o%
1991 1992 1993

1994

-1.00%
-2,00% -1.50%

Source: Fidelity Thrift Financial Reports (PX 1321); OTS Fact Book (PX1322); Fidelity's capital ratio at 12/31/89 is as of 3/31/90

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Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 4 of 6

Fidelity's Core Capital Ratio Compared to All U.S. Thrifts As of December 31, 1989 to 1994
8.00%
Fidelity All Thrifts
7.00% 6.00% 5.27%
FDICIA Cap 6.43% 5.60%

7.08%

7.12%

5.46%

5.00%
4.27%

4.00%

3,83%

3.00%
2.00% 1.00% 0.00% 0"00°41989 -1.00% 1990 1991

2.45%

1992

1993

1994

Source: Fidefity Thrift Financial Reports (PX 1321); OTS Fact Book (PX1322); Fidefity's capital ratio at 12/31/89 is as of 3/31/90

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Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 5 of 6

Fidelity's FIRREA Capital Ratios Compared to All U.S. Thrifts As of December 31, 1989 to December 31, 1994
1989 Tangible Capital: Fidelity All Thrifts Core Capital: Fidelity All Thrifts Risk-Based Capital: Fidelity All Thrifts -1.50% 3.11% 0.00% 3.83% -0.01% 7.19% 1990 -0.77% 3.94% 0.73% 4.27% 2.62% 8.49% 1991 0.16% 4.99% 1.66% 5.27% 5.25% 10.16% 1992 1.45% 6.21% 2.45% 6.43% 7.78% 13.28% 1993 4.90% 6.88% 5.46% 7.08% 18.26% 14.64% 1994 5.23% 7.08% 5.60% 7.12% 18.95% 14.79%

Source: Fidefity Thrift Financial Reports (PX 1321); OTS Fact Book (PX 1322); Fidelity's capital ratio at 12/31/89 is as of 3/31/90

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Case 1:95-cv-00468-TCW

Document 204-6

Filed 05/01/2007

Page 6 of 6

Profitability- Net Income to Average Assets, 1989 to 1 993, Fidelity Compared to All Thrifts
1.25% [] Fidelity [] All S&Ls 1.00%
0.87%

0.75% 0.61% 0.50%

0.65%

0.63%

0.25%

U.19%

0.00% 1992 -0.25%
-0.35%

1993

-0.50%
Source: Fidelity Thrift Financial Reports (PX 1321); OTS Fact Book (PX 1322)

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